Director, CIB, CFCR Advisory, TB Cash & Digital Assets

Job Summary

Role Briefing: 

This role combines strong experience of traditional financial services with knowledge of Digital Assets and their evolving risk and regulatory landscape. It provides an opportunity to apply established Compliance, Financial Crime and Conduct Risk expertise to both traditional and emerging business activities.

The role requires an understanding of traditional financial products, services and associated risk frameworks, alongside Digital Asset products, business models and their distinctive regulatory, financial crime and conduct considerations. The individual will work across relevant business and risk stakeholders, providing practical advice and supporting the effective management of risks as traditional finance and Digital Assets increasingly intersect

Key Responsibilities

The role holder will be responsible:

• Support the Group’s commitment to high standards of Compliance, Conduct and Financial Crime Risk.
• Provide independent second-line oversight, specialist advice and constructive challenge in line with the relevant risk frameworks.
• Assess the effectiveness of the Group’s Compliance, Financial Crime and Conduct Risk requirements.
• Advise and challenge businesses and functions on conduct, regulatory compliance and fair client outcomes.
• Maintain independence and escalate material risks and issues promptly.
• Maintain effective relationships with relevant business and functional stakeholders.
• Support effective relationships with relevant regulators.

Strategy

• Support the Bank’s strategic direction and growth priorities through the development and implementation of aligned Compliance, Financial Crime and Conduct Risk priorities.
• Support colleagues across relevant business areas and promote consistent technical knowledge, awareness of regulatory change and application of global standards.

Business

• Build effective relationships with business and risk stakeholders, providing clear, practical advice across traditional financial services and Digital Assets, and supporting commercial objectives within appropriate regulatory and risk parameters.
• Provide advice and constructive challenge on products, clients, transactions and new initiatives, considering relevant regulatory requirements, policies and standards, including the distinct risks arising from Digital Asset products, services and business models.
• Support the effective management of Compliance, Financial Crime and Conduct Risk, including through risk assessments, client and product processes, governance and controls, and the identification and escalation of material or emerging risks.
• Monitor and respond to regulatory and market developments, assessing their implications for both traditional financial services and Digital Assets and contributing to appropriate policy, framework and guidance developments.
• Contribute specialist knowledge and practical experience across the organisation, supporting consistent decision-making and helping translate complex or evolving risk and regulatory issues into clear, practical outcomes.

Processes

• Support the effective implementation of Compliance policies, procedures and standards, including through practical advice, guidance and training.
•  Provide appropriate advice and challenge on Compliance risks and controls, supporting regulatory obligations and high standards of conduct.
• Support the timely identification, escalation, mitigation and resolution of Compliance risks and issues, working collaboratively with relevant stakeholders.

Risk Management

• Support the effective management of Compliance, Financial Crime and Conduct Risk, across traditional financial services and Digital Assets, including the identification, assessment, escalation and remediation of material regulatory and risk issues.
• Provide robust second-line oversight and constructive challenge of products, clients, transactions, business initiatives, risk assessments, controls and mitigating actions, taking account of the specific and evolving risks associated with Digital Assets.
• Identify and assess regulatory, market and risk developments, including those relating to Digital Assets, and translate these into clear advice on implications for business activities, policies, standards and controls.
• Support effective monitoring, surveillance and assurance, working with relevant teams to identify emerging risks, control weaknesses and areas requiring further action or escalation.
• Ensure significant regulatory breaches, risk tolerance breaches and other material concerns are escalated appropriately, with timely action taken to address identified issues.
• Support effective governance and reporting, providing appropriate information on material risks, issues, actions and emerging developments to relevant management and governance forums.
• Promote consistent application of regulatory requirements, policies and standards, while recognising where the characteristics of Digital Asset products, services or business models may require additional consideration.

People & Talent 

• Promote a strong culture of integrity, openness, collaboration and risk awareness, where ethical behaviour and compliance with legal, regulatory and policy requirements are embedded in day-to-day activities.
• Support effective and inclusive ways of working, including forward planning, prioritisation, collaboration and timely delivery.
• Provide constructive feedback and challenge on Compliance, Financial Crime and Conduct Risk matters, as appropriate.
• Share knowledge, experience, good practice and lessons learned across relevant teams, including developments in traditional financial services and Digital Assets

Governance*

• Within the Group’s Enterprise Risk Management Framework, support the effective management of Compliance, Financial Crime and Conduct Risk, including the identification, assessment, monitoring, mitigation and reporting of material and emerging risks across traditional financial services and Digital Assets.
• Support the development and application of appropriate policies, frameworks and procedures, reflecting relevant regulatory requirements and evolving risk considerations.
• Maintain awareness of the regulatory environment and expectations relevant to traditional financial services and Digital Assets, assessing their implications for business activities and risk management.
• Support timely escalation and transparent reporting of material risks and issues through appropriate governance and oversight channels.

Regulatory & Business Conduct

• Display exemplary conduct and demonstrate the Group’s Values and Code of Conduct.
• Take personal responsibility for maintaining high standards of ethical, regulatory and business conduct, including compliance with applicable laws, regulations, guidelines and the Group Code of Conduct.
• Support the achievement of the outcomes set out in the Bank’s Conduct Principles.
• Identify, escalate, mitigate and resolve risk, conduct and compliance matters effectively and collaboratively.

Key Stakeholders 

• Compliance, Financial Crime and Conduct Risk teams
• Business, Product and Operations teams
• Risk, Control and Assurance functions

Other Responsibilities

Alongside business-line responsibilities, the role operates within a formal matrix arrangement that supports enterprise-wide collaboration and contribution to shared Digital Asset regulatory, financial crime and conduct risk priorities

Our Ideal Candidate

• 5+ year relevant banking or financial services experience, with a strong understanding of traditional banking products, risk management and the regulatory environment.
• Practical Digital Assets knowledge, including relevant Compliance, Financial Crime and Conduct Risk considerations.
• Strong collaboration and communication skills, with the ability to translate traditional and emerging risks into clear, practical advice for business and risk stakeholders.

Role Specific Technical Competencies

• CFCR Risk Type Advisory
• Compliance and Financial Crime Compliance Policies and Standards 
• Compliance Review and FCR Assurance
• Risk Management

• Digital Asset 
• Surveillance (including Screening and Monitoring)
• Organization Governance
• Compliance Risk Assessment
• Regulatory Environment – Financial Services
• Manage Change
• Manage Projects
• Data Gathering and reporting

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.

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