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Overview
The successful candidate will analyse credit and financial information to assess the creditworthiness of new and existing clients within a diversified corporate portfolio. Experience in structured finance transactions, including Project Finance and Leveraged Acquisition Finance (LAF), is a strong asset. Strong financial analysis, risk assessment, communication, problem-solving, organisational skills, and the ability to work independently and under pressure are required.
What you’ll be doing
Key responsabilities will be:
- Assess credit applications in line with policies, regulations and credit standards
- Analyse corporate information, financing transactions and financial statements
- Develop and maintain financial models to assess creditworthiness and repayment capacity
- Review projections, cash flows, assumptions, sensitivities and stress tests
- Assess industry, market and business risks, and competitive position
- Evaluate management, ownership, governance, strategy, growth plans and execution risk
- Evaluate funding, capital structure, financial policy and liquidity
- Analyse Project Finance and LAF transactions, including structure, security, covenants and risk
- Assess country risk, support, group linkages and debt ranking
- Prepare credit applications and recommendations for committees
- Liaise with stakeholders throughout the credit process
- Monitor portfolios, identify risks and propose mitigants
- Contribute to credit policies, methodologies and procedures.
Who we are looking for
If you want to turn your passion into a career and you have the following characteristics, we are waiting for you:
- Minimum 7 years' experience in banking credit analysis or a similar role
- Master's degree in Banking, Finance, Accounting or Economics
- Strong financial analysis, risk assessment and financial modelling skills
- Proven ability to analyse financial statements and assess creditworthiness
- Knowledge of international business, banking and financial products
- Ability to assess complex corporate and structured lending transactions and identify key risks and mitigants
- Good knowledge in MS Office, particularly Excel
- Fluent in English; Italian is an asset.
In accordance with the law of July 23, 2016 (Art. 8-5), and as part of Intesa Sanpaolo Bank Luxembourg pre-hire background screening process, we apply a risk-based approach to determine the requirement of carrying out such checks on candidates, including criminal record checks. This role is judged to be sufficiently sensitive to warrant carrying out a criminal record check. By applying to this job you are consenting Intesa Sanpaolo Bank Luxembourg to completing background checks including criminal record checks.
About us
Intesa Sanpaolo Bank Luxembourg S.A. is a Corporate Bank within the IMI Corporate & Investment Banking Division of the Intesa Sanpaolo Group. It has established itself as the preferred financial partner for high-profile corporate clients, primarily operating within the Eurozone.
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We guarantee an inclusive and equal environment. We will consider all applicants regardless of race, religion, sexual orientation, gender identity, marital status, national origin, age, disability, or any other protected category in compliance to D.lgs. 198/2006, 215/03 and 216/03.
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