Job Summary
• Provide senior Business Analysis leadership across complex Wealth Management and Financial Markets initiatives, with a focus on Back Office and end-to-end trade lifecycle. The role translates Front Office product and payoff requirements into robust downstream processes, system requirements, accounting, settlement, controls and customer outcomes.
• Working across business, operations, finance and technology, the role drives clarity on complex cross-system impacts, shapes practical and well-controlled solutions, and ensures business requirements remain aligned through design, testing and implementation. As a senior individual contributor, the role also strengthens Business Analysis quality through functional leadership, challenge and knowledge sharing.
Key Responsibilities
• The role holder is a senior individual contributor who leads Business Analysis outcomes for complex, cross-system Wealth Management and Financial Markets initiatives. The role has no direct people-management accountability but provides functional leadership, coaching and quality oversight to other Business Analysts.
• Lead end-to-end Business Analysis for complex Back Office and trade-lifecycle initiatives, defining the analysis approach, resolving ambiguity and maintaining clear ownership of scope, dependencies, decisions and risks across concurrent initiatives.
• Own Back Office and trade-lifecycle impact analysis across trade validation, lifecycle events, settlement and payments, finance and accounting, reconciliation, trade controls and customer outputs.
• Translate Front Office product and payoff economics into clear, testable downstream requirements, including booking-model controls, lifecycle events, accounting entries, PSGL ChartFields, cash and settlement flows, reconciliation and customer outputs.
• Assess end-to-end solution and operating-model impacts, including cross-system dependencies, validation and control points, exception handling and bifurcation versus non-bifurcation treatment, ensuring consistent treatment across lifecycle processing, settlement, accounting and customer outputs.
• Define current and future-state processes and controls, identifying opportunities for simplification, automation and control improvement while ensuring operational readiness for SIT, UAT and production implementation.
• Lead cross-functional design discussions and decisions with Product Owners, business sponsors, Operations, Finance, Product Control, Engineering, Architecture and Quality Engineering; challenge material gaps, resolve competing priorities and drive decisions to closure.
• Drive testing and implementation readiness by defining SIT/UAT scenarios, expected results and test cases where required; perform data validation and reconciliation checks, support defect triage and validate post-release outcomes.
• Use SQL and data analysis to investigate and validate trade-lifecycle, accounting, settlement, reconciliation and customer-output issues across multiple systems and support evidence-based root-cause analysis.
• Maintain end-to-end traceability and governance, ensuring requirements, decisions, controls, testing and acceptance remain aligned with business outcomes and applicable governance and ESDLC standards.
• Identify and manage material risks and control gaps across delivery, operations, finance, conduct, regulatory, data and technology domains, driving appropriate mitigation, escalation, ownership and closure.
• Demonstrate strong regulatory and business conduct, taking personal responsibility for applicable laws, regulations, policies and the Group Code of Conduct, and proactively identifying, escalating, mitigating and resolving risk, conduct and compliance matters.
Skills and Experience
• Requirements Analysis
• Software Product Business Knowledge
• Application Delivery Process
• Software Change Request Management
• Software Quality Assurance
• Release Management
Motivations
• Energised by solving complex end-to-end trade-lifecycle problems across products, systems and functions.
• Motivated by turning complex business and product requirements into clear, practical solutions.
• Enjoys working across business, operations, finance and technology teams to resolve ambiguity and drive decisions.
• Driven by opportunities to improve processes, controls and operational outcomes.
• Values continuous learning and knowledge sharing, particularly across products, trade lifecycle, technology and controls.
Qualifications
Key Experiences
• Typically, 12 or more years of relevant experience in business analysis or financial services technology, including complex cross-system initiatives in Wealth Management or Financial Markets.
• Strong Front Office product and payoff literacy combined with deep Back Office expertise across complex Financial Markets and Wealth Management products, including structured payoffs, lifecycle processing, trade validation and controls, settlement, reconciliation and customer outputs.
• Strong understanding of downstream finance and settlement impacts, including PSGL, ChartFields, accounting entries, sub-ledgers, SWIFT/ISO 20022 messaging, nostro/settlement processes, and customer advices, statements, confirmations and contract notes.
• Proven ability to work system-agnostically across trading, core banking, settlement, finance, reconciliation and reporting platforms, with hands-on SQL or equivalent data-query skills for investigation, validation and issue analysis.
Certifications/Qualifications
• Bachelor’s degree or equivalent practical experience in Computer Science, Information Technology, Engineering, Finance or a related discipline.
Languages
• Proficient Business English, written and verbal.
About Standard Chartered
We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.
Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.
What We Offer
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
- In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.
Visit our careers website to learn more about us: www.sc.com/careers.
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