As a Senior Associate in Card Pricing, you will be responsible for conducting extensive analysis of existing and proposed pricing strategies to drive actionable recommendations for Consumer APR pricing.
Job responsibilities:
- Help us create the next wave of opportunities for Consumer pricing, driving optimization in both our new acquisitions and existing portfolios
- Conduct statistical analysis of past pricing tests and propose new testing frameworks to sharpen our acquisition strategies and APRs
- Quantify the impact of overlap of multiple Pricing processes (e.g. CIT, behavioral pricing, Six Month Review) and build predictive lifecycle analytics to understand lifetime customer behavior
- Identify areas of pricing elasticity within the existing customer base to refine our ongoing pricing strategies for existing customers
- Partner closely with Finance, Risk, and Product to quantify the benefit of our initiatives
- Lead by example, fostering the analytical development of more junior members of the team
Required qualifications, capabilities, and skills:
- 3+ years of experience in business or quantitative analytics with a demonstrated track record of solving difficult problems.
- Bachelor's degree or higher, preferably, but not obligatorily, in a quantitative discipline.
- Sustained practical experience with at least one query language (e.g. SQL, SAS).
- Fluency with the Microsoft Office suite.
- Ability to manage multiple priorities and projects without sacrificing quality or attention to detail.
Preferred qualifications, capabilities, and skills:
- Detail-oriented approach to work, with demonstrated pride and ownership in individual projects.
- Understanding of the key drivers within Card profit and loss.
- Statistical proficiency and comfort with predictive/projective analysis, including sensitivities and ability to produce strong analytics in the absence of a strict A/B test.
- Excellent written and verbal communication.
Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance, so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hire