Job Summary
This position is for an Associate who will be working as Individual Contributor on Credit Risk Model Development (like IRB, IFRS9 or Scorecards) as well as associated Credit Risk Strategies. The individual is expected to be hands-on at all times.
Key Responsibilities
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Skills and Experience
• Credit Risk Modelling
Competencies:
• Analytical / Strategic / Conceptual thinking
• Attention to detail
• Problem solving
• Verbal/Written communication
• Presentation skills
• Highly motivated, organized and methodical
Qualifications
• Bachelors / Advanced (Masters or higher) degree in Statistics, Applied Mathematics / Physics, Operations Research, Economics, Engineering, MBA or other quantitative discipline
• 1-4 in-depth years’ experience in hands-on Statistical Modeling in credit risk for retail banking / small business / consumer finance portfolios
• Proficient statistical programming skills in SAS (preferred) or similar, strong analytical skills and understanding of quantitative and statistical analysis
• Understanding of retail banking / small business / consumer finance products and business life-cycles (e.g. sales, underwriting, portfolio management, marketing, collections) or experience in directly interacting with Business teams and exposure to International markets will be a plus
• Hands-on experience in mining data and understanding data patterns
• Experience in directly interacting with Business and exposure to International markets will be a plus
About Standard Chartered
We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.
Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.
What We Offer
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
- In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.
Visit our careers website to learn more about us: www.sc.com/careers.
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