Job Summary
The role is responsible for supporting WRB regulatory reporting processes, ensuring accurate and timely reporting through data consolidation, reconciliation, variance analysis, and report preparation. The role will work closely with Risk, Business, Finance, Collections, Operations and Technology teams to maintain high-quality reporting and support regulatory and management requirements.Key Responsibilities
- Execute periodic WRB regulatory reporting processes, including provision calculation and PSGL reconciliation.
- Prepare and report loan impairment results and other regulatory indicators to internal and external stakeholders.
- Collect, consolidate and validate data across different teams, including delinquency, NPL, loan impairment, provision balance and ECL data.
- Perform reconciliation and variance analysis, investigate discrepancies and follow through on reporting queries.
- Ensure regulatory reports are accurate and submitted within required timelines, including reports required by HKMA and other relevant regulators.
- Support continuous improvement of reporting processes, data quality and reporting efficiency.
- Develop reporting and analytical capabilities through tools such as SAS and/or Python.
- Support other operational activities and projects as required.
- Work closely with WRB Risk, WRB Business, WRB Operations, Collections, Finance and Technology teams.
Skills and Experience
- Strong analytical and problem-solving skills with good attention to detail.
- Good understanding of data reconciliation and variance analysis.
- Strong organizational and time-management skills with the ability to manage multiple priorities.
- Able to work independently and follow through on issues.
- Good communication and stakeholder management skills.
- Good command of spoken and written English.
- Basic programming or data analytical skills using SAS and/or Python.
Qualifications
- 3+ years of relevant experience in banking operations, regulatory reporting, risk/finance reporting, or data analytics. Experience in retail banking regulatory reporting is preferred.
- Basic accounting knowledge, including PSGL posting and reconciliation, would be an advantage.
- Experience handling credit-related data such as delinquency, NPL, impairment, provision or ECL would be preferred.
- Relevant banking or TBAF certifications would be an advantage.
Regulatory & Business Conduct
- Display exemplary conduct and uphold the Bank’s Values and Code of Conduct.
- Take personal responsibility for maintaining high standards of ethics, regulatory compliance and business conduct.
- Identify, escalate and support the resolution of risk, conduct and compliance matters.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.