Join our Wholesale Credit Review team and help shape the integrity of our credit risk management process. You’ll collaborate with talented colleagues, engage with global clients, and make a meaningful impact on the firm’s risk culture.
As a Credit Review Officer – Vice President in Wholesale Credit Review (WSCR), you independently assess credit risk ratings and the effectiveness of credit management for JPMorganChase’s Commercial & Investment Bank clients. You will validate risk ratings, ensure compliance with internal policies and banking regulations, and contribute to a culture of sound risk management. Your work supports the firm’s commitment to prudent credit practices and regulatory excellence.
Job Responsibilities
- Conduct periodic reviews of wholesale credit portfolios, analyzing client files and documenting findings in the workpaper database
- Develop independent assessments of risk ratings and identify potential risk or control concerns for reviewed clients
- Monitor assigned portfolios, recording observations in monitoring journals and maintaining regular contact with credit executives and bankers
- Participate in portfolio review and problem credit meetings, providing insights and recommendations
- Serve as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examiners
- Partner with credit risk management to communicate potential risks or control concerns identified during reviews
- Stay informed of regulatory developments and interpret their impact on WSCR portfolios
- Collaborate with internal stakeholders to support ongoing credit management and policy adherence
- Prepare concise, thorough written analyses subject to internal and external review
Required Qualifications, Capabilities, and Skills
- Minimum 7 years of credit experience analyzing high net worth clients and corporations in roles such as credit/loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision
- Strong analytical and report writing skills
- Effective verbal communication with peers, stakeholders, and bank examiners
- Demonstrated planning, project leadership, and teamwork abilities
- Proficiency in Microsoft Office applications
- Bachelor’s degree or equivalent required
Preferred Qualifications, Capabilities, and Skills
- Graduate degree in a relevant field
- Experience with derivative and traditional loan products used by wholesale clients
- Familiarity with regulatory agencies such as OCC, FRB, or RBI
- Ability to interpret and apply regulatory developments to credit portfolios
- Experience working with global client portfolios
- Strong relationship management skills with internal and external stakeholders
- Knowledge of credit risk metrics and exposure measurement