KYC Analyst with German C1 (f/m/x)

Position Overview

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.  

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division.  

Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.   

At Deutsche Bank, we are committed to fostering an inclusive and accessible work environment where everyone can thrive. In our commitment to diversity and in accordance with the Spanish General Disability Law (LGD), we especially welcome applications from qualified candidates with a recognized degree of disability.

We are seeking dedicated professionals to join our KYC/TBM team. The role involves working with German private clients, assisting with their onboarding, managing regular reviews and event-driven reviews.  Part of the team will be centered in transaction behaviour monitoring on alert basis. A good command of the German language is a must.

You will conduct KYC processes for German private clients during their entire lifecycle. Analyse and monitor client transaction behaviour to ensure compliance with regulations. Collaborate effectively within a dynamic and detail-oriented team in Barcelona and with senior colleagues in Germany.

Responsibilities

• Assess payment transactions against the client's KYC profile and preparation of internal suspected money laundering reports.
• Collaborate with Regular Reviews (RR) and Event Driven Reviews (EDR) as well as the New Client Adoption (NCA) process.
• Ensure compliance with AML and KYC regulations and policies.
• Make business approval to accept customers and make decisions to continue customer relationships, in collaboration with Operations and Business Line AFC PB.
• Contribute to process improvements related to KYC/TBM.

Skills

• Team player with a positive attitude.
• Completed banking academic degree, completed studies or comparable qualifications are desirable.  
• Excellent problem-solving abilities, attention to detail and a high commitment to regulatory topics.
• Experience in KYC or financial compliance is preferred.
• Fluency in German (C1+).
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

Well-being & Benefits  

• Emotionally and mentally balanced: We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health. Benefit from initiatives such as counseling and support in difficult life situations and a culture where you can openly speak about mental health…. 

• Physically thriving: We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive. For example, health care offerings, gyms and healthier ways of working, check up's, standing desks,... 

• Socially connected: We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being. Benefits vary from different types of paid and unpaid leave, career coaching, flexible working time models, participation in our ERGs,... 

• Financially secure: We support you to meet personal financial goals during your active career and for the future. Benefit from pension contribution plans, banking services for employees, insurance, company bicycles or public transport perks,... 

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.