About the Role
We are seeking an experienced and strategic Director, Treasury Markets AG to lead Treasury Markets activities within SCB AG in Frankfurt. This role is responsible for the effective management of liquidity, investment portfolios, balance sheet optimization, and interest rate risk in the banking book while ensuring compliance with regulatory requirements and the Bank's risk appetite framework.
As a senior leader, you will play a critical role in driving Treasury performance, maximizing returns on tangible equity (RoTE), managing financial resources efficiently, and partnering closely with stakeholders across Treasury, Risk, Finance, Compliance, and Business functions.
This is an exceptional opportunity to influence Treasury strategy, balance sheet optimization, liquidity management, and market execution within a leading international banking organization. You will work alongside senior leaders and contribute directly to the Bank's financial performance, resilience, and long-term growth.Key Responsibilities
Treasury Markets Strategy
- Lead front-line Treasury Markets activities, ensuring effective liquidity and capital management.
- Manage investment portfolios and banking book interest rate risk.
- Drive efficient balance sheet utilization and optimize returns within approved risk appetite.
- Leverage market insights to provide strategic solutions and support business objectives.
- Foster collaboration across regions and functions to deliver Group-wide objectives.
Investment Portfolio Management
- Proactively manage portfolio risks, including counterparty, credit, country, and market risks.
- Optimize portfolio allocation considering pricing, liquidity, capital, and return objectives.
- Manage High Quality Liquid Assets (HQLA) and short-term interbank exposures.
- Execute investment strategies that balance liquidity needs, regulatory requirements, and profitability.
- Identify and capture market opportunities through currency, interest rate, and swap arbitrage strategies.
- Utilize hedging solutions, including interest rate derivatives, to manage risk exposure.
- Provide market insights and strategic recommendations to senior stakeholders.
- Support the management of Interest Rate Risk in the Banking Book (IRRBB) and Net Interest Income (NII) outcomes.
Liquidity & Balance Sheet Management
- Develop and execute liquidity management strategies for SCB AG.
- Maintain a resilient liquidity position capable of withstanding market and idiosyncratic stress events.
- Manage funding capacity through balance sheet optimization and liability generation.
- Oversee regulatory liquidity ratios, including LCR and local regulatory requirements.
- Deliver sustainable balance sheet value creation while meeting Treasury performance objectives.
Day-to-Day Tasks
Risk Management & Governance
- Ensure balance sheet and liquidity exposures remain within approved risk limits.
- Promote a strong risk culture and effective governance framework.
- Identify, escalate, and mitigate material risk concentrations and emerging issues.
- Ensure compliance with Group policies, procedures, and regulatory obligations.
- Maintain effective controls supporting Treasury Markets activities.
Leadership & Talent Development
- Lead, develop, and inspire a high-performing Treasury Markets team.
- Create a culture of accountability, collaboration, and continuous improvement.
- Drive succession planning and talent development initiatives.
- Set clear objectives and performance expectations for direct reports.
- Promote knowledge sharing and best practices across the Treasury function.
Regulatory Compliance & Conduct
- Ensure adherence to BaFin regulations and all applicable local and international regulatory requirements.
- Champion the highest standards of ethics, integrity, and professional conduct.
- Embed the Group's Values and Code of Conduct throughout Treasury Markets activities.
- Proactively manage conduct, compliance, and operational risks.
Skills & Experience
Essential
- Strong experience in Treasury Markets, Liquidity Management, or Balance Sheet Management.
- Deep understanding of financial markets, fixed income products, and investment portfolio management.
- Expertise in liquidity risk, capital management, IRRBB, and regulatory frameworks.
- Proven experience managing investment portfolios within a banking environment.
- Strong understanding of governance, risk, and control frameworks.
- Exceptional stakeholder management and communication skills.
- Demonstrated leadership experience with the ability to develop and manage high-performing teams.
Preferred
- Experience working within an international banking environment.
- Strong knowledge of European banking regulations and supervisory expectations.
- Understanding of investment credit risk and treasury-related financial resource frameworks.
Qualifications
- Bachelor's degree in Finance, Economics, Business, Mathematics, or a related discipline required.
- Advanced degree (Master's, MBA, CFA, FRM, or equivalent) preferred.
- Relevant regulatory licenses and certifications as required by local and global regulations.
- Business-level English required.German language skills are advantageous.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.