Deputy Manager | Credit Underwriting | Bengaluru | Regulatory & Financial Risk
• Job requisition ID : 112965
• Location: Bengaluru
• Entity: Deloitte South Asia LLP
The team
Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber threats. (Learn more about Risk, Regulatory & Forensic)
Your work
- Perform comprehensive credit assessments, including financial analysis, business evaluation, and peer benchmarking with emphasis on corporate clients.
- Prepare underwriting papers, credit notes, renewal proposals, and NTB requests by synthesizing borrower financials, sector data, and internal risk guidelines.
- Support Business with financial spreading, data verification, documentation checks, and portfolio-related queries.
- Coordinate with Legal and Operations to ensure facility and security documentation is accurate and compliant with approved terms.
- Monitor portfolio performance through covenant tracking, exposure review, early-warning indicators, and adherence to approval conditions; escalate deviations when required.
- Maintain clear communication with business, risk, and support teams to ensure smooth and controlled credit execution.
Key skills required:
- 6-8 Years of experience in corporate credit analysis.
- Advanced financial analysis, credit ratios, cash-flow evaluation, lending structures.
- Financial modelling, excel proficiency, data validation
- Credit policy interpretation, documentation governance, controls.
- Postgraduate degree or professional qualification preferred (CA / CFA/ FRM).
- Strong grounding in credit analysis, financial ratios, corporate finance, and banking products.
Deep familiarity with credit controls, documentation standards, governance, and audit-focused processes