About Nu
Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.
Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.
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About the Role
The GBA Core Infrastructure / Deposits team builds and operates the platform that makes Nubank accounts work. Whenever money enters or leaves an account, our systems create and manage the deposit records behind balances, calculate yield and taxes, and make funds available for payments, transfers, Pix, debit card purchases and other customer transactions.
We are evolving country-specific legacy systems into a global deposits platform that can support different products, regulations and markets with less duplication and safer expansion. This is a backend transactional systems role at the intersection of distributed systems, accounting, regulation and product platforms.
As a Staff Software Engineer — Deposits, you will be one of the team’s primary technical leaders, shaping the platform’s medium- and long-term evolution while remaining hands-on in the most critical and complex areas.
You’ll be Responsible for
Defining and evolving the target architecture and technical strategy for the global Deposits platform.
Guiding the next stages of the platform and sequencing migrations from legacy systems while balancing safety, business priorities, regulatory requirements and sustainable delivery.
Setting a high technical bar for distributed transaction processing, accounting integrity, yield and tax calculations, reliability, observability and operational recovery.
Leading high-impact technical decisions across services and markets, making trade-offs explicit and driving decisions to closure.
Representing Deposits in cross-team alignment with Product, other platform owners and senior stakeholders.
Turning ambiguous problems into clear technical direction through RFCs, design documents, migration plans, decision records and executable milestones.
Multiplying the team through mentoring, architecture reviews, code reviews and reusable engineering standards.
Remaining hands-on and leading by example on the platform’s most critical or complex components
What We're Looking For Someone Who Has
Required
A Staff-level track record leading architecture and technical strategy for large-scale distributed systems.
Strong backend engineering depth, including asynchronous workflows, eventual consistency, concurrency, high-throughput processing, performance and failure recovery.
Ability to design for the long term while evolving complex systems incrementally and safely.
Sound judgment in high-impact decisions, including the ability to frame options, define decision criteria and communicate trade-offs clearly.
Experience influencing senior stakeholders and aligning teams with different priorities or constraints.
A multiplier mindset: you create clarity, raise the technical bar, mentor engineers and enable others to execute independently.
Comfort navigating ambiguity, complex domain rules and different regulatory or product requirements across markets.
Strong communication skills in English for a global, cross-functional environment.
Ability to deeply learn complex domains and reason about business-critical systems.
Nice to Have
Experience in financial services, banking, payments or accounting platforms. Financial-services experience is welcome but not required.
Experience with Clojure, Datomic, DynamoDB, Redis, Kafka or comparable technologies.
Experience designing platforms that support multiple countries, products and regulatory environments.
Work Setup
Location
This role can be based in:
Brazil
United States
Canada
Work model
Hybrid 2–3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/
Office requirement
2 days per week at the office.
For Palo Alto: Total compensation includes base salary, RSUs and benefits. Base salary range: $19.200 - $24.000
Our Benefits
Chance of earning equity at Nubank;
Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)
Public Transportation Commuting Benefit (Vale-Transporte)
NuCare – Psychological, Financial and Legal Assistance Program
Life Insurance
Medical Plan
Dental Plan
NuLanguage – Language Course Program
Nucleo - Our learning platform of courses
Extended Parental Leave
Daycare Allowance
Parental Consultancy
Work-from-home Allowance
Gym Partnerships
30 days of paid vacation
Relocation Assistance Package, if applicable
Location-Specific Disclosures
Toronto: Total compensation includes base salary, RSUs and benefits. Base salary range: $20.000 - $24.000
Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.
To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here