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Credit Portfolio Risk Senior Analyst - French speaking
senior · Risk & Compliance
Discover your future at Citi
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Job Overview
Credit Senior Analyst is responsible for providing risk analysis and support for assessment of the obligors’ creditworthiness in the CEP credit portfolio.
The CEP Risk Analyst Unit in Budapest is responsible for the
- 1. The quality assurance and completion of the CEP obligors’ credit assessments prepared by other business units of Citigroup
- 2. Preparation and submission of CEP obligors’ credit assessments
CEP is the main EU licenced banking entity for Citi in EMEA. It is headquartered in Dublin, with branches in 21 countries. Given its size and systemic importance, CEP is considered a “Significant Institution” by the European Central Bank and is directly supervised by the Single Supervisory Mechanism in Frankfurt.
CEP Credit Risk Team manages CEP’s entire loan book, covering Citi’s clients throughout the world. Responsibilities include credit analysis, credit approval, and active monitoring of the portfolio to identify credit migration. CEP Credit Risk Team partners with other Citi Risk Management teams across the globe.
What you’ll do:
Review and complete CEP Credit Approval Memo packages fully independently
Analyse and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals.
Provide credit input to standardize credit-related documents and reporting for the CEP portfolio.
Perform reporting and data analysis for CEP IRAU portfolio.
Lead local risk management projects.
Involvement in regional and global Risk management projects.
Ensure CEP Credit Risk MCA and Controls are effective.
Perform other duties and functions as assigned.
What we’ll need from you:
5-8 years of credit or related experience.
University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus.
Deep knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.).
Good understanding of loan agreements, support documentation.
Experience in coordination of special projects/tasks
Fluency in English and French, both reading and speaking. Knowledge of other languages is beneficial.
Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must.
Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
Ability to shift through complexity and articulate issues clearly
Ability to work independently on complex cases, processes
What we can offer you:
By joining Citi Hungary, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive compensation package and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well:
- Cafeteria Program
- Home Office Allowance (for colleagues working in hybrid work models)
- Paid Parental Leave Program (maternity and paternity leave)
- Private Medical Care Program and onsite medical rooms at our offices
- Pension Plan Contribution to voluntary pension fund
- Group Life Insurance
- Employee Assistance Program
- Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
- Flexible work arrangements to support you in managing work - life balance
- Career progression opportunities across geographies and business lines
- Socially active employee communities with diverse networking opportunities
Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.
Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.
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Job Family Group:
Risk Management------------------------------------------------------
Job Family:
Credit Risk------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Primary Location Full Time Salary Range:
10 627 270,00 Ft - 17 818 330,00 Ft------------------------------------------------------
Most Relevant Skills
Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.------------------------------------------------------
Other Relevant Skills
Constructive Debate, Escalation Management, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------
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