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Senior Technical Analyst_Payments & Cash Management Solutions
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General Information
Job ID 94171 Company Unicredit S.p.A. - Romania Branch Competence Line Digital Country Romania Job Type Professional Functional area Digital & Data Working time model Full-time Contact alexandra.popescu2@unicredit.eu, usrecruitingit@unicredit.euWe are looking for a Senior Technical Analyst who supports UniCredit’s Payments & Cash Management products and services by delivering high-quality technical analysis and solution support across core payment processing, liquidity management, and client-facing channels. The role acts as a critical interface between business product teams, IT delivery, operations, and external clearing / market infrastructures, ensuring solutions are robust, scalable, secure, and compliant with regulatory and scheme requirements.
What you'll be doing
- Analyze and translate complex business and regulatory requirements into detailed technical specifications
- Support the design and evolution of applications and platforms within the UniCredit digital and Cash Management ecosystem
- Evaluate existing systems and propose improvements aligned with Group architecture, security, and resilience standards
- Act as a technical point of reference for projects, change initiatives, and production enhancements
- Collaborate with business stakeholders, solution architects, developers, vendors, and operations teams
- Contribute to system integration design, data flows, interface specifications, and service orchestration
- Support impact analysis, effort estimation, and technical risk assessment
- Perform impact analysis for changes driven by regulations, scheme releases, clearing migration, or client onboarding
- Support functional and technical testing phases (integration, UAT, scheme testing, market certification) and release readiness
- Ensure alignment with UniCredit Group architecture principles, security standards, and operational resilience requirements
- Provide coaching and technical guidance to less-experienced technical analysts and team members
What you'll need to succeed
- 8+ years of experience in digital product management within banking or financial services
- Solid experience (typically 6+ years) for Seniors in technical analysis, system analysis, or IT delivery roles
- Deep understanding of payment processing concepts: SEPA (SCT, SDD, Inst), SWIFT, correspondent banking, clearing & settlement models, cut-offs, reconciliation, etc.
- Strong exposure to ISO 20022, SWIFT messaging, and payment data structures
- Strong knowledge of software development life cycle (SDLC) and change management processes
- System integration experience (APIs, microservices, middleware, batch and event-driven flows)
- Knowledge and experience with main RDBMS (Postgres, Oracle, MS SQL)
- Experience working with messaging systems such as IBM MQ, ActiveMQ/Artemis
- Good understanding of containerized environments (OpenShift/GKE), Tomcat/JBoss
- Experience with cloud and hybrid architectures
- Familiarity with DevOps, CI/CD pipelines, and version control tools
- Understanding of security, resilience, and performance constraints in financial services
- Ability to produce clear technical documentation and models
- Strong analytical and problem-solving mindset
- Effective communication with both technical and non-technical stakeholders
- Ability to work in cross-functional, international teams
- Proactive, accountable, and delivery-oriented approach
- Degree in Economics, Engineering, Computer Science, or equivalent professional experience
- English proficiency (minimum B1)
- Additional European language (e.g. German)
- Exposure to instant payments, liquidity management, or real-time processing
- Relevant certifications (e.g. Cloud, Architecture, IT Service Management)
- Experience operating in international, matrix-driven organizations
What you'll get in return
- #MakeInnovationHappen: Chance to make an impact in terms of transformation
- #UnlockYourPotential: Join a young and stimulating environment
- #ComeAsYouAre: Working within a global team
- #UnlockYourPotential: Play a role of autonomy with high visibility and exposure
- #BalanceLifeAndCareer: Flexible working hours & working hybrid;
- A professional but still friendly work environment;
- #EnjoyTheBest: Access to our Benefits platform with a dedicated budget that you will be able to use, in order to choose the most suitable benefits for you;
- Healthcare insurance;
- Holidays accorded based on your working experience (21 up to 25 days);
- Career in a leading international banking group, build on the diversity of its strong local roots;
- Dynamic and multinational environment, full of growing opportunities.
About UniCredit Group
UniCredit is a pan-European leading commercial bank providing best-in-class solutions and services across Italy, Germany, Austria, and Central and Eastern Europe. Our Vision is to be the Bank for Europe's Future. Our Purpose is to Empower Communities to Progress, delivering the best-in-class products and services for all stakeholders, unleashing the potential of our people and our clients across Europe. We serve over 20 million clients, supported by three Group product factories — Corporate, Individual and Payment Solutions — that ensure best-in-class expertise and scalable solutions across all markets. Our integrated model combines local proximity, deep client understanding and Group-wide capabilities, enabling seamless service and outstanding client experience. Digitalisation, operational excellence and a strong commitment to ESG principles underpin our journey, helping us deliver sustainable long-term value for clients, communities, employees and shareholders. Our shared Culture unites our people across all countries, empowering teamwork, driven execution and ambition through Ownership, Integrity and Caring. Apply Apply Go Back Share this job: Share- X