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Financial Risk Specialist (Risk Analytics & Insights)
mid · Risk & Compliance
ING is a global financial institution with a strong European base, offering banking services through a balanced mix of retail, wholesale, and digital channels. Sound management of financial risks is central to ING’s strategy, resilience, and long-term value creation.
About the role
As a Financial Risk Specialist – IRRBB Analytics & Insights, you will strengthen the second line analytics capability within the Banking Book Risk function.
You will focus on deep analytical assessment of IRRBB risk drivers across ING’s balance sheet, supporting risk oversight, challenging first line proposals, and enabling informed decision-making at senior management level.
The role combines quantitative analysis, Python tooling development, and risk insight generation, with exposure to ALCO and senior risk committee submissions.
Key responsibilities
IRRBB analytics and insights
Perform in-depth analysis of ING’s IRRBB risk drivers (EVE, NII, behavioural models, hedging impacts)
Assess and interpret movements in balance sheet risk profile across products and entities
Generate actionable insights on IRRBB developments to support risk steering and decision-making
Tooling and data analytics
Design and develop Python-based analytical tools for IRRBB monitoring, scenario analysis, and deep dives
Improve and automate existing analysis workflows to enable faster and more robust insights
Translate business and risk questions into scalable analytical solutions
Second line challenge
Critically review and challenge first line proposals on:
Model calibration (e.g. behavioural assumptions, replication portfolios)
Hedging strategies and structural positioning
Scenario design and stress testing approaches
Provide independent quantitative assessment and recommendations
Balance sheet and hedging analysis
Analyse the impact of hedging strategies on IRRBB metrics and risk profile
Support evaluation of alternative strategies and calibration approaches
Contribute to improving consistency between modelling, risk measurement, and business decisions
Reporting and senior management support
Prepare high-quality analysis, materials, and narratives for:
ALCO
Risk committees
Senior management discussions
Translate complex analytics into clear, decision-relevant messages
Collaboration and stakeholder management
Work closely with Group Treasury, Risk, Modelling, and local entities
Act as a key analytics partner within the IRRBB function
Contribute to strengthening data-driven decision making across teams
How to succeed
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.
Master’s degree in finance, Econometrics, Mathematics, Engineering, or a related field
~2–5 years of relevant experience in IRRBB, ALM or Banking Book Risk
Experience working with IRRBB models and analytics (e.g. EVE, NII, behavioural models)
Strong Python programming skills, with ability to build analytical tools and handle large datasets
Experience in balance sheet analysis is a plus
Strong analytical mindset, with ability to connect numbers to business implications
Experience preparing materials for senior stakeholders is a strong plus
Comfortable working in an international environment with multiple stakeholders
What will help you succeed in this role
Ability to go beyond calculations and explain the story behind the numbers
Strong ownership mindset: from analysis → insight → challenge → recommendation
Pragmatic approach: balancing analytical depth with business relevance
Confidence to challenge stakeholders constructively and independently
Ability to structure and communicate complex topics in a simple way
Why ING?
A central role in shaping IRRBB insights and balance sheet steering
High visibility with senior management and key risk committees
Opportunity to combine analytics, modelling, and real business impact
Work in a highly skilled, international risk environment
Strong focus on growth in both technical and strategic capabilities
Rewards and benefits
We want to make sure that it’s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.
The benefits of working with us at ING include:
25-28 vacation days depending on contract
Pension scheme
13th month salary
8% Holiday payment
Hybrid working
Personal growth and challenging work with endless possibilities
An informal working environment with innovative colleagues
About us
Curious about how ING empowers people and businesses to move forward?
Discover what we do and what we can offer you.
Questions?
Please visit our Frequently Asked Questions section to find some answers on questions you might have.
Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button.