CDD Specialist

Vista previa de la oferta

CDD Specialist

Risk & Compliance

Job Summary

• We are looking for a highly skilled person, with strong communication skill to support a critical workstream within CDD team focusing on implementing of Projects or Initiatives to comply with Group/Country Policy and Procedure and Strategies
• Execute and implement initiatives and project to ensure the Bank operates in accordance with the relevant laws and regulations, Group/Country policies and standards, especially on AML CDD and FATCA/CRS.
• This role will require production of high-quality and timely output aligned to relevant SCB Polices/Standards, and delivered within prescribe timeline.
• Advice on best project management practices to support the Business to optimise outcomes will also be required.
• Regular outputs will be presented to senior stakeholders

About our Client Due Diligence Team

Be our first line of defence. Join our Client Due Diligence team and you’ll tackle any potential risks to keep our business safe. From understanding our clients expected banking activities to combating fraudulent ones, the work you do will be complex and interesting. You’ll be trusted to take on challenging projects that stretch your skills, locally and globally. And you’ll experience the opportunities and rewards that come with protecting an international bank with a long history of helping people prosper. 

About our Technology & Operations Team

Our Technology and Operations (TandO) team is the powerhouse for the Bank. We aim to go further, faster, to ensure we're agile and ready for tomorrow, today. Our diverse network enables us to innovate and build banking solutions that support communities to prosper. We're a place where talented people are encouraged to grow, learn, and thrive, to drive their own career journeys, to reach their full potential. 
When you work with us, you’re protecting the reputation and legacy of a 170-year organisation and building on it. We’re driven by progress and continuously evolving to ensure we’re agile and ready for tomorrow, today.

Key Responsibilities

• Support the implementation of the vision, strategy, direction and leadership for the WRB CDD team, consistent with the vision and strategy for WRB COO and in support of the Group’s strategic direction and growth aspirations.
• Partner with Relationship Managers, Frontline teams, Compliance, FCC, Tax Operations, and other stakeholders to ensure timely and effective execution of CDD, FATCA and CRS requirements.
• Act as a trusted advisor on complex onboarding, trigger review, periodic review, and remediation cases.
• Review and challenge customer profiles, ownership structures, SOW/SOF information, and supporting documentation to ensure risk-based decision making.
• Serve as an escalation point for complex CDD, sanctions, adverse media, and risk assessment matters
• Perform end-to-end CDD reviews covering onboarding, periodic reviews, trigger reviews, client remediation, and lifecycle management activities.
• Assess the adequacy and plausibility of SOW/SOF information and ensure appropriate corroboration is obtained in accordance with policy requirements.
• Identify and escalate potential FATCA/CRS indicia discrepancies, undocumented accounts, changes in circumstances, and incomplete tax documentation for remediation.
• Escalate higher-risk or exceptional cases to relevant advisory, compliance, tax, or senior approval authorities in accordance with governance requirements.
• Maintain audit-ready records, clear risk rationale, and robust documentation supporting customer due diligence decisions.
• Monitor case quality, turnaround times, regulatory breaches, and control effectiveness, and support quality assurance reviews.
• Participate in regulatory change initiatives, system enhancements, UAT, workflow optimization, and automation initiatives across CDD, FATCA, and CRS processes.

•  To work as a team member who can gel and work in collaboration with risk and control partners.
•  Lead through example and build the appropriate culture and values. 
•  Apply Group and Country CDD policies and processes (AML surveillance, client screening, risk assessment) to manage risks.
•  Timely escalation of issues and ensure that necessary actions are taken quickly to remediate and/or activities are ceased.
•  Timely review of customer’s profile and related risk and undertake enhanced due diligence on new and existing client 
• Review and/ or escalate new or emerging areas of risks of clients subject to review
• Make recommendations to relevant stakeholders on possible risk management responses to identified risks and/ or findings of concern from investigations- at client and portfolio level
• Manage escalations on issues requiring additional assessment and controls.
•  Support and manage checks, queries and any other information requested by auditors (Internal & external),. 
•  Support monthly assurance check and complete submission on time
•  Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•  Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•  Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
•  Relationship Managers, RB Client onboarding team, Business Banking Team, Country CFCC and Group

Our Ideal Candidate

•  3+years experience in CDD reviews and/or AML advisory
•  In-depth understanding of Financial Crime Compliance risk including Money Laundering risk (CAMS – Certified Anti-Money Laundering Specialist preferred
•  Proactive approach to recognising risk and stakeholder needs, solving problems, anticipating issues, and developing solutions, excellent business judgment and strategic thinking.
•  Understanding for regional diversity, capacity and curiosity to learn client risk profiles across different markets or complex client structures, to support effective customer due diligence 
•  Exceptional verbal and written communication and presentation skills i.e., PowerPoint, Excel
•  Bachelor’s degree (or equivalent) in finance, accounting or business management

Role Specific Technical Competencies

• Working experience in performing Client Due Diligence reviews and/or AML advisory preferred
• Meticulous and eye for details
• Fast learner and efficient
• Stake holder management
• Familiar with MAS regulations and requirement towards AML standards for banks in Singapore

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

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