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Underwriter Liability Digital Solutions
senior · Insurance
Your Tasks
Underwriting & Portfolio Management:
- Underwrite innovative liability risks, including platform-based and embedded insurance structures
- Support the development of scalable new liability components within B2B2C business programs
- Drive portfolio profitability through disciplined pricing, structuring and risk selection
- Define underwriting strategy for affinity partners, group policy schemes, and distribution ecosystems
- Apply data-driven underwriting approaches and contribute to innovative product structures
Business Development & Market Expansion:
- Leverage existing broker, partner and ecosystem relationships across APAC
- Originate new group policy and B2B2C insurance opportunities (digital platforms, ecosystems, partnerships)
- Position the company as a preferred carrier for new and innovative liability solutions
- Closely collaborate with regional and global teams to align market strategy
- Attending appropriate conferences, seminars, discussion groups, meetings and involvement with industry leaders as considered beneficial to the company
Regulatory & Cross-Border Expertise:
- Navigate regulatory frameworks across multiple APAC jurisdictions
- Ensure compliance with local requirements while enabling cross-border program structures
Claims & Risk Alignment:
- Ensure tight integration between underwriting and claims
- Involve Claims early for structurally relevant risks or new exposure types
- Translate claims insights into underwriting standards, not bureaucracy
Your Profile
Experience
- Minimum 7 years of underwriting experience in Liability, ideally affinity and/or group policy scheme
- Proven experience in Embedded Insurance business
- Strong track record in business development and portfolio growth
- Established network across APAC (brokers, MGAs, platforms, partners)
Technical Expertise
- Deep understanding of liability products (preferably financial lines, general liability, or specialty lines)
- Deep understanding in group policy contexts
- Experience with structured programs, cross-border placements, or ecosystem partnerships
Personal Capabilities
- Entrepreneurial mindset with a strong commercial drive
- Ability to operate independently in a growth-oriented market environment
- Strong stakeholder management and negotiation skills
- Strategic thinking, solution oriented mindset combined with execution focus
- Strong communication skills at all levels within the organisation and with external business partners