Vista previa de la oferta
Credit Risk Analyst
mid · Risk & Compliance
Poste et missions
RESPONSIBILITIES AND MAIN FUNCTIONS
Credit Risk
- As Credit Risk Analyst you evaluate credit applications for small and large investment amounts from small and large Belgian, Dutch and Luxembourg companies. You will perform financial analysis, estimate the structural risks of a transaction and make recommendations on the acceptability of credit requests.
- As Credit Risk Analyst you evaluate the KYC-AML risk of the Benelux customers. You perform the Customer Due Diligence and make recommendations about the acceptability of the customer.
- You submit proposals to the local / international credit committee and (in time) will decide on the acceptance of risks within your own credit decision authority.
- You have a broad scope of work, covering various types of equipment to be financed, various types of customers and various financing structures.
- Besides assessing risks, you will have the opportunity to participate in internal projects (also on Artificial Intelligence) and have some reporting duties.
- You will also work closely with other departments (mainly Sales, but also Customer Service and Finance).
COMPETENCIES AND SKILLS
- You want to develop from a Medior Credit Risk Analyst profile towards a Senior Credit Risk Analyst. You have at least a bachelor's degree in an economic field, complemented by additional training in financial topics if possible. You already have at least 2 years of relevant Credit risk analysis experience in the financial sector.
- You have strong analytical skills with a sense of synthesis, an eye for detail and good writing skills. You are well organized, accurate and can handle deadlines.
- You are interested in Artificial Intelligence developments and have experience working with AI Tools, knowing that credit analysis in the future will develop itself in cooperation with AI tools.
- Good time management and email management skills
- Strong verbal and written communication skills in Dutch and English, French is a plus.
- You are a team player with excellent interpersonal skills who can also work independently.
- Ability to work under pressure and use own initiative
- Ability to identify and put forward new ideas for improvements
- Pro-active and willing to be flexible in work required
- Willingness to learn
- Act with integrity at all times and embrace the philosophy of treating customers fairly
- Ability to identify and monitor risks
- You have a broad interest in economics
OFFER
- An interesting & challenging job in a stable and international environment. Besides daily collaboration with Belgian and Dutch colleagues, you will also come into contact with colleagues in other European countries, UK and USA.
- A competitive salary, complemented with benefits, 13th month, Holiday pay
- Opportunities for professional development and growth by training
- A pleasant and flexible work environment in Antwerp
- You will work as part of a team surrounded by highly experienced colleagues who will assist you where needed
Profil et compétences requises
Professional with at least 2 years of relevant Credit risk analysis experience in the sector. If you are passionate about financing transport, industrial equipment, high tech and green assets for small and large Belgian, Dutch and Luxembourg companies, enjoy working within an international banking group and have excellent English skills, analytical thinking and if you already have experience with Artificial Intelligence in credit analysis this position is perfect for you!