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Enterprise Valuation Analyst
mid · Risk & Compliance
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GENERAL FUNCTION:
Work closely and effectively with Director of Enterprise Valuation performing independent business valuations to support credit and risk decisions. Provide research support across the bank related to industry analysis and valuation trends. Support Commercial Credit with various portfolio projects.
Performs a wide range of complex analytical, valuation, and financial modeling analysis to benefit credit underwriting of leveraged loans. Requires highly skilled quantitative, analytical, and communication skills. Requires the ability to synthesize large amounts of information to build effective and easy to understand financial models. Ability to manage multiple projects independently and ready to assume a high level of responsibility as a member of a team. Ability to communicate effectively and proactively with members of the deal team and collaborate with partners throughout the bank.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Use S&P Capital IQ to perform relative valuation analysis with guideline public companies and precedent M&A transactions.
Calculate enterprise value using discounted cash flow (DCF) model. Requires assessment of projected performance, discount rate (WACC), terminal growth rate, and other assumptions.
Projection modeling with Microsoft Excel using the Bank’s advanced Leveraged Finance model.
Analyzing projections and assessing likelihood based on industry data, historical performance, review of quality of earnings report, and reasonableness of add-backs.
Effectively communicate with deal team to obtain known comps and review projection assumptions.
Industry research with S&P Capital IQ, IBIS World, Kroll, and daily publications.
Maintain database of valuations completed and metrics used to compare year-over-year changes.
Enterprise value reporting of bank portfolio and assessment of aggregate metrics.
Exhibit strong work ethic, detail orientation, positive attitude, and passion for excellence.
MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:
Bachelor’s degree in finance or accounting
2-5 years of credit analysis or valuation experience preferably in Capital Markets, Leveraged Finance, or industry vertical
Ability to analyze data and present conclusions effectively
Strong modeling and Microsoft Excel skills
Understanding of valuation concepts such as market comps, free cash flow, EBITDA, present value, and WACC
Familiarity with the Bank's internal applications is a plus
CFA designation or in process is a plus (exam fees reimbursable under most circumstances)
SUPERVISORY RESPONSIBILITIES:
None
WORKING CONDITIONS:
Normal office environment
Extended time at desk / viewing computer screen
Travel not required
Remote work or hybrid work
All locations in Fifth Third footprint with preference for: Charlotte, NC, Cincinnati, OH, Detroit, MI, or Grand Rapids, MI
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At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits.
Benefits:
Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter.
Compensation:
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Virtual, Michigan 00000Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.