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Senior Manager, Credit Trading
senior · Risk & Compliance
Job Description Apply now Requisition Number: 54532 Job Location: Bangalore, IND Global Grade: Band 6 Work Type: Office Working Employment Type: Permanent Posting Start Date: 11/08/2026 Posting End Date: 13/08/2026 Job Description:Job Summary
- Assist SCT in monitoring, reviewing, analyzing and summarizing underlying assets that the desk finances via Asset Backed Loan (ABL) facilities or on a single-name basis
- Analyzes investment memos, credit agreements, management presentations, financial projections, compliance certificates, recent financial statements or rating agency reports to develop a view on underlying assets, and prepares summaries that are used by SCT to assess the credit risk and worthiness of underlying assets
Key Responsibilities
• • Prepares credit reports for assets in the SCT portfolio, including one-pagers and summary write-ups
• Supports SCT in the preparation of deal screening memos and credit approval memos
• Reconciles inputs in the borrowing base model with reported financial statements/compliance certificates, and brings underperforming assets to the attention of SCT
• Helps to maintain data accuracy in third-party portfolio reporting system
• Liaises with Portfolio Analytics & Monitoring (PAM) on monitoring the portfolio, monthly/quarterly compliance and preparation of the quarterly review
• Prepares ongoing summary of approved and underperforming assets for agented transactions
• Helps to maintain a database on key terms for ABL facilities
• Supports SCT with the closing and funding process
• Supports SCT on ad-hoc requests and presentations
Qualifications
Any relevant Graduation
Skills and Experience
• Prior work experience in credit analysis and portfolio monitoring
• Ability to read a credit memo or Lender Presentation, understand quarterly/annual financials and determine key credit drivers, risks/mitigants to develop a view on a credit
• Understanding of credit documentation a plus
• Experience in MS Suite, particularly Excel
• Ability to work independently and to meet timelines
• High attention to detail
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.