Underwriter, AIGRM

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Underwriter, AIGRM

mid · Insurance

AIG is seeking a motivated Underwriter to contribute to our AIG Risk Management (AIGRM) team.

Make your mark in Underwriting

AIG’s strong brand in the market has allowed for excellent client retention and relationships, along with our desire for strong growth and thus the need for underwriting resources. We consistently provide clients with impeccable service, creative solutions with the use of technology, and a well-known established platform. Our underwriters constantly deliver in an ever-changing marketplace and world. Areas of focus will be around our core coverages, General Liability, Auto Liability, and Workers Compensation. In this role, you will be responsible for underwriting and servicing an existing renewal book along with assistance to other team members.

This role includes constant interaction with our brokerage community, ensuring our renewals are being serviced properly and out soliciting new business opportunities. Underwriters gain experience in a wide variety of coverages, client industries and specializations.    

How you  will create an impact 

• This role analyzes and evaluates risk and accepts, rejects, or modifies risk and coverage conditions within limits of delegated authority and in accordance with established underwriting guidelines to achieve underwriting profitability objectives. 

• Under limited direction, underwrites complex standard and non-standard products, new and renewals. Determines how pricing should be modified based on loss experience and is able to evaluate complex exposures. 

• The role will be responsible for underwriting the Workers’ Compensation, General Liability and Auto Liability primary Casualty product lines. 

• Communicate risk appetite and AIGRM Value Proposition to brokers. 

• Evaluates risk and gives approval or declination for quotes. 

• Reviews new distribution opportunities, identifies new business relationships, manages pipeline of opportunities and collaborates with region to ensure new opportunities are explored and pursued.   

• Reviews the more difficult accounts and ensures that they are issued accurately and in a timely fashion. 

• Assists in the training and development of Associate Underwriters and Underwriting Analysts while providing mentorship. 

• Has the knowledge and ability to explain the rationale behind the underwriting decisions made on an account.  

• Generates new business and provides underwriting guidance and appropriate rates for alternate plans at time of renewal. 

• Makes independent sales calls to market and cross-market products. 

• Refers declined business to other AIG divisions, as appropriate. 

• Identifies cross-selling opportunities. 

• Travels to broker/client meetings to serve as the AIGRM product expert and to identify cross selling opportunities.  

• Perform special requests for clients, which may include task such as business plan changes, or analyzing new agreements. 

What you’ll need to succeed

• 1+ years of Commercial Insurance Company, Agency or Brokerage experience. 

• Bachelor’s degree from a four-year college or university. 

• Proven ability to build and maintain strong professional relationships. 

• Working knowledge of US Casualty lines of business (Workers’ Compensation, Auto Liability, and General Liability) including product features, forms, regulatory environments and risks etc. 

• Demonstrated sales, marketing, and relationship building experience.  

• Very strong verbal and written communication skills. 

• Highly motivated and results-oriented. 

• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions. 

• Willingness to be flexible, learn on the job, and maintain a can-do attitude. 

• Comfort with analytical tools and technology. 

For positions based in Massachusetts, the base salary range is $64,900-$90,900 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. Your actual compensation will be dependent on your skills, experience, and qualifications.  If your compensation expectations are above the posted range, we still encourage you to apply—your unique background matters to us.  In addition, we’re proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.

#LI-AIG 

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.  

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