Senior Associate, PvB Credit Admin

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Senior Associate, PvB Credit Admin

senior · Risk & Compliance

Job Summary

This role is responsible for monitoring client positions to ensure compliance with approved credit terms and applicable local credit policies. It oversees the appropriate management of limit and collateral matters to facilitate the timely utilisation of credit facilities and support effective risk management. The incumbent is expected to engage closely with Relationship Managers, Credit Risk, and Operations to address credit monitoring matters while upholding robust control and compliance standards.

Key Responsibilities

•  Ensure instructions received from Private Bank clients are fit for purpose and in compliance with Group Policy & Standards.
•  Ensure compliance with internal policies and external regulations throughout the documentation review process.
•  Ensure documentation reviews are conducted within acceptable timelines and service level agreements
•  Identify risks / red flags in the documents received and highlight to senior management for assessment and reporting where required.
•  Identify areas of improvement in the process and highlight to senior management for assessment.
•  In depth knowledge of Private Bank Credit documentation requirement, timelines and stakeholders involved in the documentation process.
•  Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.
•  Awareness and understanding of outsourced activities from the Credit documentation team and the critical data points & key controls that need to be reviewed.
•  Support the continuous improvement and projects of credit documentation processes and systems.
•  Display exemplary conduct and live by the Group’s Values and Code of Conduct.
•  Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•  Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
•  Embed Here for good and Group’s brand and values in Singapore / Private Banking Operations. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats).
•  Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•  Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•  Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Client Servicing Team
• Relationship Managers
• Credit Risk
• Legal Team
• Operations
• Outsourced Team (GBS India)

Our Ideal Candidate

•  Bachelor’s degree (or equivalent) in Banking or Finance.
•  5+years experience in Private Banking Credit Operations.
•  Strong technical knowledge of credit monitoring with meticulous attention to detail and a high level of professionalism in client-centric environments.
•  Proven ability to handle multiple cases and tight deadlines in a fast-paced environment while maintaining quality and control.
•  Effective communication skills, both written and verbal, to liaise with relationship managers, credit officers, legal, operations and where appropriate external counsel.

Role Specific Technical Competencies

•  Microsoft Word/Excel
•  Physical/Digital Documentation Execution
•  Credit Approval System
•  Private Banking Credit Products (e.g. secured/unsecured facilities, overdrafts, mortgages, Lombard lending, guarantees, standby letters of credit).

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

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