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Commercial & Investment Bank Risk Associate - GHHN
mid · Investment Banking
Job Description:
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
As an Associate in the Credit Risk team supporting the Government, Higher Education, Healthcare, and Not-for-Profit (GHHN) portfolio, you will play a critical role in underwriting, portfolio management, and risk assessment for complex credit exposures. JPMorganChase is seeking a highly motivated and analytical Associate to join our Credit Risk team supporting the Government, Higher Education, Healthcare, and Not-for-Profit (GHHN) portfolio. This role offers the opportunity to work with a diverse set of clients, including state and local governments (US), public and private universities, academic medical centers, hospitals, and leading not-for-profit organizations. The successful candidate will play a critical role in underwriting, portfolio management, and risk assessment for complex credit exposures.
Job Responsibilities:
- Perform comprehensive credit analysis and risk assessment for new and existing clients in the government, higher education, healthcare, and not-for-profit sectors.
- Prepare and present detailed credit approval memos / QOFs, including financial statement analysis and risk rating recommendations.
- Monitor portfolio performance, identify emerging risks, and proactively manage credit exposures.
- Collaborate with bankers and other risk professionals to structure transactions that balance client needs with prudent risk management.
- Conduct due diligence calls and meetings with clients & management teams
- Stay current on sector trends, regulatory developments, and market dynamics impacting the GHHN portfolio.
- Ensure compliance with JPMorganChase’s credit policies, procedures, and regulatory requirements.
Required qualifications, skills, and/or capabilities
- Qualifications in MBA (with Finance Specialization) / CA
- Min. 4 years of experience in credit risk, commercial banking, public finance, healthcare finance, or related field.
- Strong financial modeling, analytical, and quantitative skills; ability to interpret complex financial statements and sector-specific disclosures.
- Demonstrated understanding of credit risk principles, loan structures, and sector-specific risk factors (e.g., government funding, healthcare reimbursement, not-for-profit financial reporting).
- Excellent written and verbal communication skills; ability to present complex analyses to senior management and credit committees.
- Strong organizational skills and attention to detail; ability to manage multiple priorities in a fast-paced environment.
- Proficient in the use of MS Word, Excel and Power Point
- Commitment to JPMorganChase’s values of integrity, client focus, and teamwork.