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Risk Management - Oil & Gas Credit Officer - Vice President
lead · Investment Banking
Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Lead Credit Officer - Vice President within the Commercial and Investment Bank (CIB) Risk team, you will lead the credit origination and portfolio management of non-investment grade/leveraged companies covered by the Energy, Power and Renewables team, with an emphasis on Oil and Gas. You will lead the structuring, analysis and approval of new lending activities, facilitate regulatory monitoring and perform on-going portfolio monitoring. In each capacity, you will work in partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets and many other product partners to meet the needs of clients.
Job Responsibilities
- Identify the key risk factors associated with clients, transactions and industry sub-sectors across an assigned portfolio and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
- Lead and/or participate in client due diligence by way of attending client, bank and other meetings to develop a better understanding of client companies, management teams and industry sectors, and
- Utilize financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment
- Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followed
- Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
- Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations
- Stay current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events, potential risks and opportunities
- Assist in on-going training and developing analysts and work closely with analysts and our middle office and data teams to ensure accuracy of credit system data
Required Qualifications, Capabilities and Skills
- Bachelor's degree
- Minimum 7 years of commercial/investment banking lending experience including extensive credit, structuring and marketing
- Experience in infrastructure finance or related fields with familiarity with green technology and energy transition sectors
- Possesses a solid understanding of financial products, corporate finance, financial modeling and market dynamics
- Advanced knowledge of financial statements and accounting
- Experience with documentation related to credit agreements
- Knowledge/experience of derivative products and documentation (including ISDA and CSA)
Preferred Qualifications, Capabilities and Skills
- MBA
- Excellent communication skills, both verbal and written
- Ability to effectively present analysis and interact with key stakeholders
- Capability to perform due diligence and negotiation with clients
- Ability to perform well under pressure in a demanding environment managing multiple tasks