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Risk Management - Leveraged Finance Credit Risk Vice President
senior · Investment Banking
Job Summary
Our credit risk professionals sit at the heart of the Investment Bank, serving as trusted advisors to the firm's most senior bankers and playing a decisive role in the transactions that matter most to our clients. In this role, you will bring intellectual rigor and sound judgment to some of the most complex leveraged finance decisions in the market, operating in a high-performing, collaborative environment where your analysis directly shapes outcomes. If you are passionate about credit, thrive under pressure, and want to build your career at one of the world's leading financial institutions, this is the opportunity for you.
As a Leveraged Finance Credit Risk Vice President within the Business Services credit risk team, you will identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry, and other factors. Working in close partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets, and other product teams, you will review, structure, risk rate, and approve new lending activities and perform ongoing portfolio monitoring. You will report to a senior Credit Executive and be supported day-to-day by a dedicated team of Analysts and Associates, with an expectation to play an important role in developing junior talent.
Job responsibilities
- Review and evaluate new credit origination requests, applying forward-looking risk assessment to develop appropriate credit structures and ensure all transactions are consistent with the firm's credit risk appetite
- Lead client due diligence by attending client, bank, and other meetings to develop a thorough understanding of client companies, management teams, and industry sectors, and use financial models to incorporate the impact of forward-looking risk assessments on key value drivers
- Apply corporate finance and accounting expertise to structure appropriate financing solutions and prepare and review credit approval materials, ensuring all credit risk policies are followed
- Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
- Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations
- Prepare and present quarterly financial snapshots of the Business Services portfolio, as well as annual portfolio review materials to senior management
- Assist in training and developing Analysts and work closely with middle office and data teams to ensure accuracy of credit system data
Required qualifications, capabilities, and skills
- BA/BS degree required
- 5+ years of commercial/investment banking lending experience including extensive credit, structuring, and marketing
- Solid understanding of financial products, corporate finance, financial modeling, and market dynamics
- Advanced knowledge of financial statements and accounting
- Experience with documentation related to credit agreements
- Knowledge and experience of derivative products and documentation, including ISDA and CSA agreement
Preferred qualifications, capabilities, and skills
- MBA or CFA preferred
- Excellent communication skills, both verbal and written, with the ability to effectively present analysis and interact with key stakeholders
- Capability to perform due diligence and lead negotiations with clients
- Ability to perform well under pressure in a demanding environment while managing multiple tasks simultaneously