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Risk Management -Leveraged Finance Credit Risk Vice President - Technology, Media, Telecommunications
senior · Risk & Compliance
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Vice President in the Credit Risk team, you will employ your exceptional analytical abilities and credit industry knowledge to make informed credit decisions for a diverse client portfolio within the Technology, Media, Telecommunications (TMT) sector. You will work in collaboration with business teams to fulfill client credit requests, while maintaining a balance between risk and return for the Firm. Regular monitoring of your portfolio will be required to accurately assign risk ratings to clients and facilities, and you will be expected to uphold a strong culture of compliance at all times.
Job Responsibilities
- Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
- Lead and/or participate in client due diligence by way of attending client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment
- Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followed
- Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
- Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations
- Prepare and present quarterly financial snapshot of the Diversified Industries portfolio, as well as annual portfolio review materials to senior management
- Assist in training and developing analysts, and work closely with analysts and our middle office and data teams to ensure accuracy of credit system data
Required Qualifications, skills and capabilities
- BA/BS degree is required
- Minimum 7 years of commercial/investment banking lending experience including extensive credit, structuring, and marketing
- Possesses a solid understanding of financial products, corporate finance, financial modeling and market dynamics
- Advanced knowledge of financial statements and accounting
- Experience with documentation related to credit agreements
- Knowledge/experience of derivative products and documentation (including International Swaps and Derivatives Association (ISDA) and Credit Support Annex (CSA))
Preferred Qualifications, skills and capabilities
- Masters' Business Administration is a plus
- Excellent communication skills, both verbal and written
- Ability to effectively present analysis and interact with key stakeholders
- Capability to perform due diligence and negotiation with clients
- Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
- FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.