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Risk Management - Lead Credit Officer - Vice President
lead · Corporate Finance
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Vice President on the Corporate & Investment Bank (CIB) Credit Risk Management team, you will be responsible for capital markets, lending activities, and related credit exposures. This team is organized by geography with teams aligned by industry. CIB Credit Risk Managers lead the client credit relationship in partnership with CIB Coverage. In addition, you will have responsibility for a portfolio of Asset Manager and Funds clients and will serve as the primary contact for those credit relationships, reporting to a senior credit risk executive.
Job Responsibilities:
- Perform client due diligence and financial analysis and summarize in written credit approval memos and reviews
- Review and approve trading activity, including recommending margin requirements as well as structural enhancements
- Provides credit expertise in structuring loan and derivative transactions
- Set and communicate credit exposure appetite across trading products utilizing internal exposure methodologies
- Oversee legal negotiations for traded products and traditional lending
- Serve as principal contact for and partner with colleagues from Sales & Trading, Prime Brokerage, Investor Client Management, Treasury & Security Services, Legal, IB Coverage, Syndicated & Leveraged Finance, Debt Capital Markets, and Ratings Advisory
- Assess creditworthiness of clients and assign appropriate credit ratings.
- Maintain updated credit research on a portfolio of clients
- Lead group wide efficiency projects
- Remains current on all aspects of the credit relationship, including exposure, threshold management, compliance, potential problems and opportunities.
- Leads credit due diligence for bank and bond executions in tandem with M&A transactions, LBOs, and portfolio refinancing
Required qualifications, capabilities, and skills
- A minimum of 6 years of Credit/Market risk experience is required
- Strong credit background and analytical skills – demonstrated ability to grasp accounting and corporate finance
- Solid familiarity with leveraged finance underwriting and credit agreements
- Possesses a solid understanding of financial products and market dynamics
- Strong interest in client interaction and possess outstanding verbal and written communication skills
- Ability to perform well under pressure on teams in a demanding environment
- Candidates should be highly proficient in Excel, PowerPoint and Word
Preferred qualifications, capabilities, and skills
- Knowledge of Asset Management, Financial Technology and FIG industries preferred