As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification. You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.
Job Responsibilities
- Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view
- Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy
- Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views
- Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment
- Prepare, review, and present credit approval materials in line with credit risk policies and standards
- Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile
- Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client
- Identify emerging deterioration early and drive proactive risk management actions for problem situations
- Produce periodic portfolio summaries and annual review materials for senior management
- Support development of junior talent through coaching, training, and feedback
Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information
Required Qualifications, Capabilities, and Skills
- Bachelor’s degree
- 7 years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage
- Strong understanding of financial products, corporate finance, financial modeling, and market dynamics
- Advanced knowledge of financial statements and accounting principles
- Experience preparing credit approval materials and applying credit risk policies and controls
- Experience reviewing and negotiating documentation related to credit agreements
- Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation
- Strong analytical skills with the ability to form sound, well-supported credit judgments
Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments
Preferred Qualifications, Capabilities, and Skills
- Master of Business Administration or Chartered Financial Analyst designation
- Strong verbal and written communication skills, including the ability to present to senior stakeholders
- Demonstrated ability to influence outcomes through clear recommendations and effective partnership
- Experience leading client diligence discussions and negotiating with external counterparties
- Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams