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Software Engineer II, Backend (Collections)

Affirm · Remote Spain · Spain

Software Engineer II, Backend – Join our Collections team building resilient payment recovery solutions. Remote role in Spain and Poland with competitive salary, equity, benefits, and a focus on ownership and growth.

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Software Engineer II, Backend – Join our Collections team building resilient payment recovery solutions.

Remote role in Spain and Poland with competitive salary, equity, benefits, and a focus on ownership and growth.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.

We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.

What You’ll Do

What We Look For

Compensation and Benefits

Base Pay Grade   - L

Equity Grade   - 3

Employees new to Aff®irm typically come in  at the start of the pay range . Aff®irm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package  that may include monthly stipends for health, wellness and tech spending, and benefits (including  100% subsidized medical coverage, dental and vision for you and your dependents ). In addition, the employees may be eligible for  equity rewards offered by Aff®irm Holdings, Inc. (parent company).

POL base pay range per year: 259,000 - 379,000 zł

Additional benefits include:

Type of employment: Contract of Employment

Flexible Spending Wallets for tech, food and lifestyle

Away Days - wellness days to take off work and recharge

Learning & Development programs

Parental benefits

Employee Resource & Community Groups

This role is eligible for creative tax benefits,  subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirms in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirms office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

Health care coverage - Affirms covers all premiums for all levels of coverage for you and your dependents 

Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses

Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge

ESPP - An employee stock purchase plan enabling you to buy shares of Affirms at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirms will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirms'  Global Candidate Privacy Notice  and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

**This job description is not a contractual document, and is not intended to have binding force.**

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