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Associate, WRB Model Development – credit risk model dev in Bengaluru, hands‑on IRB/IFRS9 work.
Join Standard Chartered as Associate, build credit risk strategies and ensure regulatory compliance.
Job Summary
This position is for an Associate who will be working as Individual Contributor on Credit Risk Model Development (like IRB, IFRS9 or Scorecards) as well as associated Credit Risk Strategies. The individual is expected to be hands‑on at all times.
Key Responsibilities
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters.
Skills and Experience
- Analytical / Strategic / Conceptual thinking
- Attention to detail
- Problem solving
- Verbal/Written communication
- Presentation skills
- Highly motivated, organized and methodical
- Credit Risk Modelling
Qualifications
- Bachelors / Advanced (Masters or higher) degree in Statistics, Applied Mathematics / Physics, Operations Research, Economics, Engineering, MBA or other quantitative discipline
- 1-4 in-depth years’ experience in hands‑on Statistical Modeling in credit risk for retail banking / small business / consumer finance portfolios
- Proficient statistical programming skills in SAS (preferred) or similar, strong analytical skills and understanding of quantitative and statistical analysis
- Good understanding of retail banking / small business / consumer finance products and business life‑cycles (e.g. sales, underwriting, portfolio management, marketing, collections)
- Hands‑on experience in mining data and understanding data patterns
- Experience in directly interacting with Business and exposure to International markets will be a plus
About Standard Chartered
We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
- In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Job Skills
Key Skills
- Strategic Thinking
- Knowledge of Finance
- Business Administration
- Analytical Thinking
Relevant Skills
- International Sales
- Elearning
- Coordination Skills
- Credit Risks
- Process Oriented Person
- Self Motivation
- Data Mining
- Alternative Financial Services
- Mental Health
- Demonstration Skills
- Modelling Skills
- Sales
- Innovation
- Attention to Detail
- Operations Research
- Marketing
- Geography
- Continuous Training
- Commercial Banking
- Applied Mathematics
- Economy
- Conceptual Thinking
- Risk Analysis
- International Financial Reporting Standards
- Communication Skills
- Financial Underwriting
- Perseverance
- SAS (Software)
- Knowledge of Statistics
- Problem Solving
- Portfolio Management
- Physics
- Assertiveness