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Lead Toronto FCRM Coverage Assessments, analyzing coverage and engaging stakeholders.
Earn $96,900-$136,800 CAD, plus TD benefits, in a collaborative bank environment.
Work Location: Toronto, Ontario, Canada
Hours: 37.5
Line of Business: Financial Crime Risk Management
Pay Details: $96,900 - $136,800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Role Overview
The Manager/Senior Analyst, Transaction Monitoring Coverage Assessment, is responsible for supporting the execution of annual and ad-hoc Transaction Monitoring Coverage Assessments across Canadian FCRM. The role evaluates whether transaction monitoring controls provide appropriate coverage of money laundering and terrorist financing risks across in-scope products, services, business segments, transaction types, red flags, and typologies. This position plays a key role in maintaining coverage assessment documentation, identifying potential coverage gaps or enhancement opportunities, and supporting governance, quality review, and stakeholder engagement activities.
Key Accountabilities
- Execute and support annual and ad-hoc Transaction Monitoring Coverage Assessments in accordance with established procedures, timelines, and governance expectations.
- Maintain, review, and update typology, red flag, product and service, transaction type, and control inventories used to assess coverage.
- Map applicable products, services, business segments, transaction types, red flags, typologies, and controls to support evidence-based coverage analysis.
- Assess transaction monitoring coverage to identify potential gaps, enhancement opportunities, or areas requiring further stakeholder review.
- Document assessment methodology, analysis, outcomes, approvals, and supporting evidence in a clear, organized, and audit-ready manner.
- Support quality review processes by validating assessment components, challenging assumptions where appropriate, and ensuring accuracy and completeness of documentation.
- Prepare and support the socialization of assessment results with impacted stakeholders and governance forums, including the Transaction Monitoring Governance Committee where required.
- Maintain awareness of regulatory developments, emerging risks, business changes, and product or service changes that may impact transaction monitoring coverage.
Qualifications and Experience
Experience in AML/ATF, financial crime risk management, transaction monitoring, compliance, risk assessment, audit, controls testing, or a related risk management function.
Knowledge of money laundering and terrorist financing risks, typologies, red flags, transaction monitoring concepts, and regulatory expectations applicable to financial institutions.
Experience reviewing or maintaining risk, control, product, service, or transaction inventories is considered an asset.
Experience preparing formal documentation, assessment summaries, governance materials, or stakeholder-ready analysis in a regulated environment.
Key Skills and Competencies
Strong analytical and critical thinking skills, with the ability to assess complex risk and control information and draw well-supported conclusions.
Excellent written communication skills, including the ability to document analysis, decisions, and outcomes clearly and professionally.
High attention to detail and ability to organize, review, and reconcile information across multiple sources and inventories.
Strong stakeholder management and collaboration skills, with the ability to work effectively with FCRM partners, Business Oversight, First Line teams, technology partners, model teams, and governance stakeholders.
Ability to manage competing priorities, meet timelines, and support both planned annual assessments and time-sensitive ad-hoc assessments.
Strong data visualization and presentation development skills, with the ability to analyze complex information and translate it into clear, concise, visually appealing materials that support effective decision-making and can be confidently presented to executive audiences.
Sound judgment, professional skepticism, and the ability to identify when issues require escalation or additional review.
Stakeholder Engagement
The successful candidate will collaborate with FCRM stakeholders, Business Oversight, First Line Lines of Business, Risk Assessment partners, technology and model teams, and governance forums to obtain relevant information, validate coverage assumptions, socialize results, and support escalation or approval through appropriate governance channels.
Who We Are:
TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We’re committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
Language Requirement (Quebec only)
Sans Objet