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Lead credit analytics for retail and SME products in Istanbul, managing model development, monitoring and integrating alternative data.
Build digital transformation initiatives, collaborate with underwriting teams, and shape credit policies in a dynamic banking environment.
Retail & Micro SME Credit Analytics Manager
Key Responsibilities
- Contribute end to end model development processes related to retail and SME credit products and risks.
- Coordinate with relevant units to ensure integration into systems and propose improvements in collaboration with underwriting and decision system units.
- Lead model monitoring framework and oversee model performance indicators.
- Integrate alternative data sources into analytical models and strategies.
- Provide timely alerts and insights on all model related topics to senior management.
- Contribute to the development of the Bank's credit policies in coordination with underwriting units and business lines.
Qualifications
- Minimum 5 years of experience, preferably in advanced analytics, credit risk management or strategy.
- Bachelor’s or master’s degree, preferably in Economics, Finance, Statistics, Mathematics, Engineering, or related fields.
- Advanced proficiency in English.
- Strong command of data analytics tools such as SAS, SQL, and Python.
- Proven experience in hands on model development.
- Knowledge of local and international regulations.
- Excellent communication, presentation, and stakeholder management skills.
- Ability to lead digital transformation initiatives and the implementation of new analytical technologies.
Note: It isn't a team leader position.