KYC Due Diligence Officer – Associate

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Join BNP Paribas Mumbai as a KYC Due Diligence Officer – Associate to manage client onboarding, recertification, and risk assessments in APAC, EMEA and America.

Apply your expertise in KYC, AML, and regulatory compliance to support global banking operations and enhance risk management.

Job Title

KYC Due Diligence Officer – Associate

Department

Client Engagement & Financial Security Ops

About Business line/Function

Client Engagement & Financial Security (CEFS) encompasses comprehensive client due diligence for existing and new clients, seamless end-to-end KYC management for C100, and robust screening capabilities across various business lines and geographies. It acts as the go-to platform for efficient fund creation (NLE) and leverages the expertise of accredited Senior KYC Officers to ensure high-quality standards. CEFS also supports Fenergo Data Quality Management and leads the innovative Trigger Event Automation initiative to enhance KYC recertification.

Additionally, CEFS manages critical reference data setup and maintenance, delivering global support for Client Accounts, Signatories, SSI’s, and Holiday Calendars. It provides audit confirmation statements and regulatory support on client services. CEFS conducts thorough post-facto monitoring and investigations to detect suspicious activities related to money laundering and terrorist financing, while optimizing Actimize Screening Tool capabilities. Lastly, it establishes premium Client Relationship Management (OCRM) in ISPL to deepen relationships with T20 & C100 clients, facilitating operational excellence and partnering on strategic matters to drive mutual growth and success.

Position Purpose

The KYC Due Diligence team in ISPL is responsible for the Preparation of files due for periodic reviews (Recertification) for existing customers and (Onboarding) for new clients of BNP Paribas across multiple countries across APAC, EMEA and America. It is extended team working with onshore counterpart to support completion of KYC on all existing and new clients of BNP Paribas.

Direct Responsibilities

• Perform due diligence on Institutional clients across all risks for SDD, CDD & EDD files (low, medium and high)
• Exposure on retrieving client documents doing public searches, registries and client websites
• Have minimum of 3 to 4 years of end-to-end KYC experience on Corporate/Financial Institutions.
• Interaction with Internal and external clients to explain and source KYC information
• Perform required KYC screenings on customers documenting the information obtained on the clients as required by global KYC procedure.
• Obtain mandatory documents and reports as per KYC requirements
• Perform necessary checks to identify politically exposed persons, sanctioned, Adverse Information on individuals and entities and mitigate risks associated with financial crimes.
• Implement additional steps, validating KYC risk compliance bases on research of customer records
• Constant and regular review of processes and areas to be in line with the new developments and gain efficiency.
• Ensure data and documents are entered (scanned and archived) into systems properly
• Ensure the files pass all quality and control reviews. Escalate concerns / issues as needed as company guidelines and local requirements.
• Communicate within the team, Compliance, the business and IT.

Contributing Responsibilities

• Contribute to the implementation of Permanent Control policies and procedures in day-to-day business activities
• Ensure all requests received are assigned within the team and drives the team to achieve the expectation set by onshore
• Active participation in regular review of operational procedural changes /requirements during processing functions / staff meetings

Specific Qualifications

• Minimum 3-5 years of experience along with Bachelor's Degree - in management, commerce, finance, science, economics, related field or equivalent experience.
• Prior experience in similar domain.

Skills Referential (Required knowledge, skills and abilities)

Technical Skills

• Sound knowledge of the on boarding/ KYC recertification process
• Knowledge of the global and local regulations related to banking and financial services
• IT literate and familiar with Microsoft Office (Excel to macro level), PowerPoint
• Ability to work on multiple IT systems

Behavioral Skills

• Good communication skills is a pre-requisite
• Accuracy and rigor
• Team player
• Fluent in English; Knowledge of French or a foreign language would be a plus
• Adaptable flexible approach to the working environment
• Flexibility to work in shifts - APAC, Europe, MEA, India, AMER

Education Level

Bachelor Degree or equivalent

Location

Mumbai

About BNP Paribas Group

BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.

About BNP Paribas India Solutions

Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in‑class solutions.

Commitment to Diversity and Inclusion

At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.