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Senior Underwriter - Property

Allianz · San Francisco, California, United States, 94111 · United States

Senior Underwriter – Property in San Francisco (Hybrid Remote) – Drive growth & profitability in complex commercial property risk. Lead underwriting for premium property programs, manage key client relationships, support regional strategy, and shape AI-driven risk solutions.

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Senior Underwriter – Property in San Francisco (Hybrid Remote) – Drive growth & profitability in complex commercial property risk.

Lead underwriting for premium property programs, manage key client relationships, support regional strategy, and shape AI-driven risk solutions.

We are looking for a Senior Underwriter to join our Property Team. This will be a remote role based in San Francisco, California. Possible consideratinon for Seattle, Los Angeles, San Diego or Denver.

Your Team

Allianz Commercial (AzC) specializes in corporate property insurance for the most complex and challenging risk exposures in more than 200 countries and territories. With a focus on larger international risk portfolios, we offer tailor‑made 'All Risks' property damage and business interruption insurance through our Allianz Commercial Property network.

Our experience speaks for itself, insuring the majority of Allianz Commercial Property Fortune 500 companies, managing over 1000 Allianz Commercial property insurance programs, and fielding an underwriting team averaging over 20 years’ experience, backed up a worldwide team of risk consultants and claims specialists.

When it comes to underwriting insurance products for well-known famous sports venues, sports/entertainment facilities, major airlines, retail/wholesale companies, banks and manufacturers, we do it all!

The Impact You Will Have

As an Underwriter, you will play a crucial role in driving the profitability and growth of our Property Line of Business (LoB). Your expertise will ensure that new and renewal business meets our targets, while adhering to underwriting guidelines and authority. You will be instrumental in negotiating price, terms, and conditions, and will take ownership of key accounts and clients. By developing and maintaining strong relationships with producers and clients, in partnership with Market Management, you will contribute significantly to our success.

Some of your specific responsibilities could include:

What You’ll Bring to the Role

Proven track record in underwriting profitable business within the Property Line of Business, with a minimum of 3 to 5 years of experience.

Advanced skills in risk assessment and management, with the ability to assess inherent exposures and natural hazards.

Intermediate expertise in pricing and market management, analyzing performance against benchmarks.

Robust understanding of regional/local LoB insurance markets and competitor landscape.

Intermediate skills in contract drafting and interpretation, with a solid understanding of the legal and regulatory framework.

Advanced knowledge of policy management, including the policy administration life cycle.

Experience working in a complex, global matrix organization, with a strategic orientation and entrepreneurial mindset.

A basic understanding of artificial intelligence (AI) and its potential applications in business is essential.

Applicants must be legally authorized to work in the United States...

Applicants must be legally authorized to work in the United States without the need for current or future employment-based sponsorship. We are unable to sponsor or take over sponsorship of employment visas at this time, nor can we guarantee future sponsorship.

The annualized base pay range for this role is $99,563 - $150,464.

The annualized base pay range for this role is $99,563 - $150,464. The annual base salary range represents a nationwide market range. The actual salary for this position may be above and will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate. The base pay is just one component of the AGCS total compensation package. As part of our comprehensive compensation and highly rated benefits programs, employees are also eligible for annual performance-based cash incentive awards.

What’s in it for you?

Let’s care about everything that makes you, you

We are committed to nurturing an inclusive environment where everyone feels they belong. We offer a hybrid working model, which recognizes the value of striking a balance between in‑person collaboration and remote working. Please feel free to discuss flexible working arrangements with us.

Let’s care for your financial wellbeing

We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension.

Let’s care for your opportunities to progress

From career development and digital learning programs to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered.

Let’s care for life’s twists and turns

From our support for flexible working, health and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. We’ve got your back.

Let’s care for our society and our planet

With opportunities to be engaged in shaping a future that is safe, inclusive and sustainable, we care for the tomorrows of our people, our industry and our clients.

Care to join us?

Allianz Commercial is the center of expertise of Allianz Group, insuring mid‑sized businesses, large enterprises, and special risks. Our customers include top consumer brands, financial institutions, industry leaders, the global aviation and shipping industries, as well as family‑owned and medium‑enterprises. We also cover unique risks such as offshore wind farms, infrastructure projects and film productions. Our clients trust us to provide a wide range of traditional and alternative risk transfer solutions, outstanding risk consulting and multinational services, and seamless claims handling. Allianz Commercial helps customers to prepare for what’s ahead.

Learn more about careers at Allianz Commercial by clicking  here .

Learn more about Allianz Commercial by clicking  here .

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matters, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

People with disabilities: We want to give all our candidates the best opportunity to succeed. If you need any adjustments to be made during the application and selection process, please email  agcsglobalcareers@allianz.com

Recruitment Agencies: Allianz Commercial has an in-house recruitment team, which focuses on sourcing great candidates directly. Allianz Commercial does not accept unsolicited resumes from agency or search firm. Fees will not be paid in the event a candidate submitted by a recruiter without an agreement in the place is hired.  When we do use agencies, we have a PSL in place, so please do not contact managers directly. Failure to comply could/may result in the disqualification of the candidates and/or the termination of our contract and/or fees not being paid.

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