Product Owner, WM Core Platform

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Senior Product Owner – WM Core Platform in Chennai, India. Spearhead strategy, roadmap and delivery for T24 in Wealth tech ecosystem.

Drive product vision, empower multiple squads, ensure regulatory compliance and operational resilience.

Job Summary

The Senior Product Owner, Temenos Transact, is accountable for shaping, prioritising and delivering the strategic product roadmap for the Bank's core banking capabilities within the Wealth technology ecosystem. The role is responsible for multiple squads within the Hive and acts as the senior interface between business stakeholders, technology teams, architecture, operations, risk partners and vendors. The role maximises business value from T24 by balancing strategic transformation, regulatory delivery, operational resilience, platform stability and simplification outcomes.

Strategy

• Define, communicate and maintain the Temenos Transact product vision, strategy and multi-quarter roadmap across multiple squads.
• Align the T24 roadmap to Wealth and Private Banking strategy, regulatory commitments, booking centre priorities and technology modernisation objectives.
• Identify opportunities to simplify the platform, improve straight-through processing, strengthen operational resilience and reduce manual processing or control risk.
• Partner with Enterprise Architecture and Engineering to shape long-term platform direction, including integration, data, API, batch, resilience and upgrade strategies.

Business

• Own business outcomes, product priorities and value realisation for T24 capabilities across the relevant Wealth Core Platform scope.
• Translate strategic objectives, regulatory requirements and stakeholder demand into clear epics, features, acceptance criteria and delivery outcomes.
• Lead investment prioritisation and support business case development for strategic T24 initiatives and squad capacity allocation.
• Ensure business stakeholders have clear visibility of delivery progress, trade-offs, risks, dependencies and decisions required.

Processes

• Own and maintain an integrated T24 product backlog across multiple squads, ensuring demand is prioritised based on business value, risk, dependency and delivery capacity.
• Drive quarterly planning, sprint readiness, release governance, go-live readiness and post-implementation review disciplines.
• Ensure requirements, process flows, data impacts, controls, non-functional requirements and operational readiness activities are sufficiently defined before delivery commitment.
• Oversee delivery for major initiatives which may include business enablement or regulatory/industry change core banking platform upgrades.

People & Talent

• Provide leadership, direction and coaching to Product Owners, Business Analysts and squad delivery roles across the Hive.
• Build product management capability by improving backlog quality, stakeholder engagement, value tracking and decision discipline.
• Create a culture of accountability, continuous improvement, transparency and outcome-based delivery across multiple squads.
• Support succession planning, resource allocation, role clarity and talent development for product and business analysis capabilities.

Risk Management

• Ensure T24 changes are delivered in line with technology, operational risk, information security, data, resilience and change management requirements.
• Proactively identify, assess, escalate and manage delivery, regulatory, operational, platform and vendor risks.
• Ensure production incidents, audit findings, control gaps and risk events are translated into actionable remediation items in the product backlog.
• Embed resilience, recoverability, business continuity, data quality and client impact considerations into roadmap and delivery decisions.

Governance

• Chair or participate in product governance forums, steering committees, design authorities, prioritisation forums and delivery reviews.
• Ensure alignment with architecture standards, SDLC controls, testing entry / exit criteria, change governance and release approval requirements.
• Provide clear executive reporting on roadmap progress, delivery health, financials, risks, issues, dependencies and key decisions required.
• Ensure dependencies across T24, downstream platforms, data feeds, operations teams, vendors and business functions are actively managed.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Business stakeholders

Wealth Management product heads, Private Banking product teams, Operations leadership, Client Lifecycle Management, Finance, Legal, Compliance and Country teams.

• Technology stakeholders

Hive Leads, Engineering Leads, Architects, Data and Integration teams, Infrastructure, Information Security, Test Management and Production Engineering.

• External / vendor stakeholders

Temenos, implementation partners, managed service partners, market infrastructure providers and other relevant platform vendors.

Skills and Experience

T24 Temenos Transact Core Banking

Wealth and Private Banking Domain Knowledge

Agile Product Management and Backlog Ownership

Core Banking Architecture and Integration

Regulatory, Operational Risk and Control Management

Large Scale Technology Programme Delivery and Vendor Management

Qualifications

Bachelor's degree in Technology, Engineering, Finance, Business or equivalent experience. Master\'s degree preferred.

Agile Product Management, Scaled Agile / SAFe, Technology Delivery Governance, Risk and Control, Leadership Development.

Licenses: N/A unless required by local jurisdiction or role scope.

Relevant professional memberships preferred but not mandatory.

Preferred: SAFe Product Owner / Product Manager, Certified Scrum Product Owner, Agile Leadership, Product Management certification.

English mandatory. Additional regional languages beneficial depending on market scope.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.

Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working options based around home and office locations, with flexible working patterns.

Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.