Vista previa generada por IA
Manager, Balance Sheet Analytics in Chennai – drive Treasury insights, control, and risk.
Lead BSA strategy, analytics, governance, and stakeholder coordination for SCB.
Job Description
Apply now Requisition Number: 56328 Job Location: Chennai, IND Global Grade: Band 7 Work Type: Office Working Employment Type: Permanent Posting Start Date: 20/07/2026 Posting End Date: 08/08/2026 Job Description: Key Responsibilities Strategy Align and proactively contribute to execution of Balance Sheet Analytics (BSA) Actuals and Flash MI and Analytics specific strategic goals with respect to Balance Sheet, Capital / Liquidity & IRRBB / FTP in partnership with Group Treasury, Cluster Treasury, CPM, Finance, Technology stakeholders. Identifying and implementing best practices to enhance analytics, MI and optimisation value‑addition. Business BSA is fundamental to the performance of the Treasury function. This role as Balance Sheet Analyst and SMEs coordinates the delivery of B/S for Group and Clusters at client, product segment, transaction level views including high‑quality insights through advanced analytics. Part of this role mandate includes the cross‑metrics analysis and insights to Treasury, CPM and Finance covering B/S explains that helps to optimise the liquidity buffers, NII sensitivities and RWA overstatement. The outputs include financial balance sheet MI as well as relevant B/S metrics along with cross‑metrics comparison and explanation. Primary contact for all B/S functional queries, trends and explanation of movements to Treasury incl. Capital, Liquidity, and IRRBB. Cater to various decision support management information needs by partnering with BI team to deliver digital insight dashboards in our Bank’s strategic BI platform. Partner with Group and Country teams to prepare ALCO papers on topical subjects including data analysis, proposals and coordination for inputs. Processes Ensure accurate, consistent, and timely delivery of Balance Sheet MI including metrics in standard taxonomy across the markets in‑scope of this role. Produce advanced analytics, content, and advice for key decision makers / forums (e.g. ALCO, Group/Cluster Treasurer, business heads). Respond to queries from internal stakeholders (Treasury / CPM / Finance) requiring subject matter expertise and act as single point for B/S explains and insights across Treasury, CPM and Finance Balance Sheet Analyst provides quality assurance and control over the B/S output to ensure completeness and accuracy of B/S (in BSA). Team up with capital, liquidity and IRRBB in providing explanation on B/S movements and its implications across treasury metrics. Provide B/S explains that supports the finalizing of Daily/Weekly Liquidity ratios, Leverage ratio and other periodic Balance Sheet Reviews (e.g., Weekly BSR) – sources and uses, client/product level drill down of material movements, etc. Investigate, explain and help resolve the B/S anomalies (e.g. Suspense a/c issues, Nostro spike) as single B/S point contact. Supporting the transition of changes into BAU effectively that is aligned with the Bank’s regulatory and technology objectives. Engage with Business teams (CIB/WRB), TM, CT and OB teams to comprehend drivers of B/S movements and issues. Partner in B/S optimization, limit, policy review initiatives thro empirical data analysis, trend analysis, proposal preparation and gathering its implications across treasury metrics Data sourcing and preparation for ALCO pack production Produce and quality‑assure reports on a timely basis. Use tools and SPOCs (e.g. the balance sheet analyser, RCO, BCRS) to assess and understand what drives movements in B/S metrics; where relevant incl. a read‑across metrics Draft initial commentary accompanying numerical outputs and liaise with recipients as required. People & Talent Planning and getting work done through resources (though not reporting directly) effectively to meet management information commitments. Providing guidance, training and mentorship to the GCFO India team on functional BSA knowledge, best practices, and B/S strategies. Building relationships to improve collaboration across Group, Cluster, Segments, CPM and GCFO functions to resolve issues and implement changes for BSA. Risk Management Monitoring and ensuring that appropriate BAU and Change governance and controls are followed across all production and transformation activities. Proactively contribute to maintenance of comprehensive documentation of reporting processes, standards and controls. Coordinating with internal and external auditors to facilitate audits and reviews. Identifying, monitoring, and escalating as and when required key issues in the regulatory reporting process leading to material errors in regulatory returns. Governance Monitor and ensure that appropriate Change governance is followed across all transformation initiatives. Represent the function at the governance forums in place for tracking change initiatives and influence decisions in respect of the change backlog, prioritisation, choice of technology tools and the operating model. Leadership Qualities & Characteristics Upholding high ethical standards and ensuring all reporting activities are conducted with integrity and transparency. Promoting a culture of diversity and inclusivity, compliance and ethical behaviour within the team. Inspiring proactive and innovative behaviours in the team to continuously improve performance and strive for excellence. Regulatory & Business Conduct Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the Group or Cluster teams to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters. Key stakeholders Global Process Lead / Global Process Manager, Balance Sheet Management and Regulatory Reporting Group Treasury COO FP&A – Group Head / GCFO India Head and Leads CPM – Functional Heads and Leads Segment – CIB, WRB, Treasury, C&O Head and Leads across Group and Clusters Change Management - Head and Leads across Treasury Change Cluster and Country Treasury / Finance Skills and Experience Specific Skill set: Technical Understanding of the bank’s products and services with specialisation in atleast one of FM, CIB, or Treasury products Financial Reporting skillsets & experience Fundamental understanding of Balance Sheet Management Regulatory reporting experience Conceptual knowhow of Balance Sheet Management metrics and its calculation methods – Liquidity, IRRBB, Capital Soft Skills Very good written and verbal communication skills Proven analytical abilities and used to work in complex global commercial business operations. Proven ability to interact with multiple functions / levels and to coordinate deliverables from various inputs under tight deadlines. Flexibility and adaptability to changing business models and multi facet business views. Results orientated & able to work under tight timeline & pressure. Excellent Interpersonal Communication Strong Business Writing skills Technology orientation (what will give the candidate an edge) Knowledge of Python SQL Platforms Knowhow in deploying AI and ML solutions to mechanise processes and achieve scale. Priority Techinical Skills Balance Sheet Management Assesses, optimises and monitors the Bank’s / business function’s balance sheet to protect financial health, enhance financial resilience, ensure regulatory compliance, and support business growth aligning with the bank's strategy. Capital Management Understand and apply knowledge pertaining to the external capital markets, regulatory requirements and thresholds, and the Group’s capital structure to support managing capital positions, metrics and capital risks, including stress testing, reporting and optimising the Group/Country capital resources and usage. Liquidity Management Understand and apply knowledge of external markets, regulatory requirements and thresholds, to support managing the Group's short‑term liquidity obligations as well as liquidity levels and risks, including stress testing, reporting and optimising the Group/Country liquidity positions and resources. Interest Rate Risk (IRR) Management Leverages Interest Rate Risk (IRR) Management tools, techniques and processes within the Bank to assess and control the Bank’s and/or clients’ exposure to IRR in adherence to established guidelines and regulations. Liquidity Risk Identifies, measures, manages and monitors risks relating to the lack of ability of organisations to meet financial obligations without making catastrophic losses when selling investments / assets to cover obligations Credit Risk Identifies, measures, manages and monitors risks relating to borrowers’ failure to repay loans or meet its financial obligations to the Bank. Understanding of Credit Risk Weighted Assets (RWA) methodologies, critical data elements, calculation and reporting operations and functionalities along with controls. Market Risk Identifies, measures, manages and monitors risks arising from changes to market variables impacting prices and volatility (e.g., interest rate changes, commodity price changes), on a local, regional and global level. Operational Risk Knowledge of policies and key frameworks to identify, measure, and monitor risks / compliance relating to the potential financial loss from inadequate or failed internal processes, technology events, human error or from the impact of external events Financial Products and Markets Understand and apply knowledge pertaining to SCB customer segments, product groups and the linkages of product vs. capital and liquidity. Financial Analysis & Reporting Creates and maintains accuracy of financial reports and statements required for reporting (internal and external) leveraging key processes and tools within the Bank. Ability to prepare, analyse, and review financial reports to evaluate the Bank's financial performance and/or regulatory compliance. Data Gathering Knowledge of and ability to utilise tools (e.g. SQL), techniques and processes to interrogate and extract data for analysis and reporting purposes. Risks & Controls Covers the Group’s Enterprise Risk Management Framework (ERMF) approach and governance infrastructure needed to identify, assess, mitigate and elevate Finance risks. These include accounting principles, policies and procedures around regulatory reporting, balance sheet management, tax, product and valuation control. Other Techinical Skills Financial and Accounting Systems Knowledge of functions, features and capabilities of financial and accounting systems; ability to use financial and accounting applications specific to the organisation for business and/or regulatory purposes. Standard Operating Procedures Knowledge of established standard operating procedures (SOP) and ability to design, implement and evaluate standard operating procedures affecting daily and strategic business operations in order to increase operational efficiency. Financial Process Documentation Knowledge of appropriate techniques and ability to accurately and thoroughly document financial processes in accordance with established standards and regulatory requirements, guidelines and expectations (where applicable). Product Line (Financial Markets (FM)) Understands FM products / services provided by the Bank. Develops and manages the Bank’s overall FM products / services strategy and implementation. Product Line (Transaction Banking (TB)) Understands TB products / services provided by the Bank. Develops and manages the Bank’s overall TB products / services strategy and implementation. Data Analysis and Visualisation Scopes and shapes business requirements into feasible and specific data analysis tasks. Interprets data according to defined requirements to obtain business insights, including the use of statistical and predictive modelling techniques and practices for analysis. Communicates data findings and insights through data storytelling to key stakeholders through dynamic visual display of data. Business Acumen Understands the Bank’s vision, business and its activities, including organisational and industry‑wide matters, and applies such knowledge to business decisions and activities. Qualifications MBA (Fin) or Master’s in finance / Accountancy / Economics or affiliated subjects; Undergraduate degree in Commerce / Science / Engineering. Chartered Accountant: Risk Management or related Professional Certification will be an added advantage. Minimum of 5 years of experience in any combination of Balance Sheet Management, Capital, Liquidity, FTP or IRRBB. Strong knowledge of Balance Sheet including explains, analytics of trends, engaging with business effectively to understand the drivers of movements, strong in comparing actuals, flash, forecast, internal thresholds with an aim to optimise balance sheet and advise key stakeholders in Segments, CPM and Treasury. Good understanding of banking products, accounting basics, Capital, Liquidity, IRRBB, FTP metrics and its binding constraints to grow balance sheet; Proficient in analytics to drive deep understanding of B/S trends and its implications; Collaboration mindset; able to deliver solutions to improve B/S. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance Similar Jobs Specialist, Country Regulatory Reporting Chennai, IND Audit, Accounting & Finance Requisition Number 57641 India Specialist - Country Regulatory Reporting Bangalore, IND Audit, Accounting & Finance Requisition Number 57246 India Senior Manager, Liquidity Transformation Bangalore, IND Audit, Accounting & Finance Requisition Number 45441 India Financial Controller Lagos, NGA Audit, Accounting & Finance Requisition Number 57484 Nigeria Job Skills Key Skills Influence Decisions Business Strategies Knowledge of Finance Business Administration Commercial Knowledge Business Model Relevant Skills Standard Accounting Practices Display Devices Business Efficiency Change Management Balance Sheets Forecasting Skills Coordination Skills Ethics Data Collection Self Motivation Capital Markets Liquidity Risk Capital Management Maintenance Standard Operating Procedures Sales Innovation Geography Dashboards Continuous Training Asset Liability Management Artificial Intelligence Economy Interest Rate Risk Business Intelligence SQL Databases Risk Analysis Networking Skills Policy Governance Leadership Python (Programming Language) Data Analysis Mentoring Consulting Governance Banking Services Financial Analysis Analytical Procedures Financial Crime Compliance Capital Structures Operational Risk Management Research Skills Assertiveness Money Investments Cash Management Market Liquidity Elearning Risk Management Success Driven Person Analytical Thinking Credit Risks Business Informatics Visualisation Business Processes Decision Support Systems Mental Health Trend Analysis Adobe Flash Predictive Modeling Diversity Management Data Presentation Adaptability Internal Documentation Business Requirements File Transfer Protocol (FTP) Regulatory Requirements Interpersonal Skills Loans Infrastructure Management Team Working Market Risk Regulatory Compliance Financial Management Customer Relationship Management Bid Management Auditing Skills Accounting Business Transaction Management Communication Skills Perseverance Strategies of Pricing Operating Models Knowledge of Statistics Business Correspondence Metrics Stress Testing Product Lines Regulatory Compliance Financial Management More Skills Matching Upload Your CV Use your CV to see how well your skills match up with this job Get Started
Legal & Regulatory Notice
The content between "What we offer" and "Apply now" includes the bank’s employment terms and conditions, and any other legal notices.