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Director - Digital Lending/Products – Lead digital product strategy and scale high‑regulation banking solutions in Minneapolis.
Shape RBC’s digital lending portfolio, mentor a team of Product Owners, and champion innovation across consumer and corporate lending.
WHAT IS THE OPPORTUNITY?
The Director – Digital Lending/Cash provides strategic leadership and oversight of digital product initiatives in RBC's Banking & Lending business within US Wealth Management. They manage a team of Product Owners, align product strategy with banking and lending objectives, and drive innovation across the digital client experience and lending solutions portfolio. This role focuses on the multiple lending and deposit products, including cash sweep and savings, as well as other lending products like mortgages, credit cards and specialized products such as securities-based lending and tailored lending.
WHAT WILL YOU DO?
Strategic Leadership
Define digital product strategy for deposit products, credit products, and lending solutions
Establish product roadmaps aligned with interest and lending business goals and customer needs
Identify market opportunities in alternative lending, and credit products
Drive innovation in customer-facing and internal lending platform experiences
Ensure compliance with banking regulations, anti-money laundering (AML), and consumer protection frameworks
Team Leadership & Development
Hire, mentor, and develop Product Owners focused on banking and lending solutions
Provide coaching on product strategy, regulatory requirements, and banking industry best practices
Set performance expectations and conduct regular evaluations
Foster collaboration between product, compliance, risk, fraud prevention, and business teams
Portfolio & Financial Management
Oversee digital banking and lending product portfolio performance and ROI
Manage budget allocation across deposit products, lending platforms, payment solutions, and customer tools
Prioritize investments based on customer value, revenue impact, and strategic fit
Present business cases to secure funding for digital transformation and product innovation
Monitor product profitability, cost structures, and operational efficiency
Stakeholder & Executive Engagement
Report to Banking & Lending leadership on product performance, market trends, and competitive positioning
Manage relationships with key stakeholders including Banking/Lending Product team, vendors, IT/App Dev partners, compliance, and risk teams
Communicate product vision and roadmap across the organization
Represent product function in regulatory and strategic business discussions
Ensure alignment with RBC's broader digital and lending strategy
Process & Governance
Establish product management frameworks aligned with banking regulations and RBC governance standards
Implement decision-making structures for product launches and feature prioritization
Ensure compliance with federal banking regulations, consumer protection laws, and fair lending requirements
Drive continuous improvement in product development processes while maintaining security and data privacy standards
Coordinate with Security, Compliance, Risk, and Fraud Prevention teams on product initiatives
Support product documentation and audit requirements
WHAT DO YOU NEED TO SUCCEED?
Must have:
12+ years of product management experience in financial services (banking, lending, or consumer finance)
5+ years leading product management teams
Proven track record of scaling digital products in highly regulated banking environments
Strong understanding of banking industry, deposit products, credit products, and lending operations
Experience navigating regulatory compliance, risk management, and consumer protection in financial services
Excellent strategic thinking and executive communication abilities
Deep knowledge of agile and digital product development methodologies
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
Leaders who support your development through coaching and managing opportunities
Ability to make a difference and lasting impact
Work in a dynamic, collaborative, progressive, and high-performing team
A world-class training program in financial services
Flexible work/life balance options
Opportunities to do challenging work
The good‑faith expected salary range for the above position is $140,000- $230,000 depending on factors including but not limited to the candidate’s experience, skills, registration status; market conditions; and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company‑matching contributions; health, dental, vision, life and disability insurance; and paid time‑off plan. RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:
* Drives RBC’s high-performance culture
* Enables collective achievement of our strategic goals
* Generates sustainable shareholder returns and above market shareholder value
Additional Job Details
Address: 250 NICOLLET MALL:MINNEAPOLIS
City: Minneapolis
Country: Estados Unidos
Work hours/week: 40
Employment Type: Full time
Platform: WEALTH MANAGEMENT
Job Type: Regular
Pay Type: Salaried
Posted Date: 2026-07-17
Application Deadline: 2026-08-28
Note : Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com .
RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.