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At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description
This job is responsible for providing legal counsel on products, services, regulatory matters, and commercial credit transactions that support the Commercial Banking business. Key responsibilities include structuring, negotiating and advising on commercial credit arrangements as well as specific advice regarding commercial legal framework. Job expectations include partnering with business, risk, compliance, and legal stakeholders to support strategic initiatives, managing complex legal matters, and providing practical legal guidance that aligns with business objectives and regulatory requirements.
Responsibilities
- Analyzes legal issues and implications on products, services, and regulatory matters related to the commercial banking business
- Communicates clear, concise, actionable, and business-informed legal advice, including occasionally to leadership
- Interprets rulings, laws, and regulations from a compliance and business control standpoint
- Drafts, reviews, and/or negotiates complex legal documents, such as engagement letters, debt agreements, offering documents, and legal opinions
- Gathers, assesses, and evaluates information from various sources with an open mind to make a judgment or inference
- Supports company responses to government agency examinations and investigations, enforcement actions, private complaints, and litigation
- Directs the work of outside legal counsel and may coordinate the work of other Legal staff such as Paralegals and trains, mentors, or supports the development of peers
- Openness to learning and using new technologies in role
- Ability to work with variety of stakeholders across the enterprise (credit, risk, compliance, business partners etc.)
Required Qualifications
- 4+ years relevant experience with emphasis on structuring, drafting and negotiating documentation commercial credit facilities
- Relevant documentation and transactional experience should include some work with single lender and syndicated credit agreements, security agreements, inter-creditor agreements, commitment letters and term sheets as well as other commercial finance documentation
- Candidates must possess strong communication skills and demonstrate experience and confidence in risk identification and analysis, and risk management decision making
- One state bar admission (active/good standing)
Skills
- Advisory
- Influence
- Interpret Relevant Laws, Rules, and Regulations
- Policies, Procedures, and Guidelines
- Risk Management
- Critical Thinking
- Decision Making
- Issue Management
- Legal Drafting and Writing
- Regulatory Compliance
- Attention to Detail
- Collaboration
- Executive Presence
- Legal Structures and Legal Forms
- Problem Solving
Minimum Education Requirement
Doctorate degree in related field
Shift
1st shift (United States of America)
Hours Per Week: 40