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Risk Specialist (F/M/X) – mid‑level role in Wealth Management Risk at a global Swiss bank.
Drive credit risk analysis for structured and illiquid investments in Geneva's premier banking environment.
Position Overview
For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division. Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security. The Risk Specialist position is within the Risk Management Department of the International Private Bank / Wealth Management.
Responsibilities
- Work closely with the front office’s Lending team and Client Advisors and support the growth of WM’s lending book by structuring non-standard transactions, reviewing term sheets, tailor-made documentation and offering risk mitigation alternatives
- Work closely with the front office’s Lending team and Client Advisors and support the growth of WM’s lending book by structuring non-standard transactions, reviewing term sheets, tailor-made documentation and offering risk mitigation alternatives
- Analyze, document and approve credit risk of structured transactions across all products (cash, derivatives) and securities – fixed income, equities, (hedge) funds as well as less liquid asset classes (e.g. Private Equity, Real Estate, Aircraft, Art)
- Analyze, document and approve credit risk of structured transactions across all products (cash, derivatives) and securities – fixed income, equities, (hedge) funds as well as less liquid asset classes (e.g. Private Equity, Real Estate, Aircraft, Art)
- In close cooperation with other Risk Management specialists, analyze new types of securities and determine specific collateral values e.g. for Structured Notes, Emerging Market securities, Hedge Funds, Private Equity and Real Estate (residential / commercial)
- In close cooperation with other Risk Management specialists, analyze new types of securities and determine specific collateral values e.g. for Structured Notes, Emerging Market securities, Hedge Funds, Private Equity and Real Estate (residential / commercial)
- Monitor a sub-portfolio of counterparty names in Risk Management Wealth Management EMEA
- Monitor a sub-portfolio of counterparty names in Risk Management Wealth Management EMEA
- Handle daily Lending Value shortfalls monitoring activities and following up with the front office
- Handle daily Lending Value shortfalls monitoring activities and following up with the front office
- Transparent communication of decision-making including risk analysis & approval conditions
- Transparent communication of decision-making including risk analysis & approval conditions
- Contribute to various ongoing or new projects in Risk Management Wealth Management
- Contribute to various ongoing or new projects in Risk Management Wealth Management
- Credit authority under 4-eye principle targeted.
- Credit authority under 4-eye principle targeted.
Skills
- 2–3 years of experience in Credit Risk
- 2–3 years of experience in Credit Risk
- Good understanding of alternative and illiquid investments (Private Equity, Private Debt, Infrastructure, Real Estate, Hedge Funds) and their key risk and valuation drivers.
- Good understanding of alternative and illiquid investments (Private Equity, Private Debt, Infrastructure, Real Estate, Hedge Funds) and their key risk and valuation drivers.
- Experience with fundamental credit analysis, valuation methodologies (DCF, Comparable/Multiple Approach), and knowledge of financial markets and products.
- Experience with fundamental credit analysis, valuation methodologies (DCF, Comparable/Multiple Approach), and knowledge of financial markets and products.
- Fluent in English (verbal and written); French/German is considered a strong advantage.
- Fluent in English (verbal and written); French/German is considered a strong advantage.
- Excellent stakeholder management and communication skills, with the ability to translate complex risk topics into clear recommendations for senior management.
- Excellent stakeholder management and communication skills, with the ability to translate complex risk topics into clear recommendations for senior management.
- University degree in Finance, Economics, Business, Mathematics or a related field are advantageous;
- University degree in Finance, Economics, Business, Mathematics or a related field are advantageous;
Well‑being & Benefits
- Emotionally and mentally balanced We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health.
- Emotionally and mentally balanced We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health.
- Physically thriving We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive.
- Physically thriving We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive.
- Socially connected We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being.
- Socially connected We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being.
- Financially secure We support you to meet personal financial goals during your active career and for the future.
- Financially secure We support you to meet personal financial goals during your active career and for the future.
Inclusion & Culture
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.