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Mid-level Java & AWS developer in Toronto to lead loan servicing modernization.
Drive AI‑assisted microservices, own end‑to‑end delivery, and boost productivity in banking.
Title: Software Developer – Java, AWS & PL/SQL (AI-Assisted Development) Location: Toronto, ON, CA Description: Application Deadline: 08/02/2026 Address: 100 King Street West
Job Family Group
Technology This area of the bank is focused on Loan Servicing and Commercial Lending applications. We are currently working on several modernization initiatives, including legacy application migration to Java, cloud transformation on AWS, AI-assisted software development using GitHub Copilot, application modernization, and operational resiliency improvements across critical banking platforms. We are looking for a Software Developer – Java, AWS & PL/SQL (AI-Assisted Development) who can design and deliver scalable, enterprise-grade solutions while embracing modern AI-assisted development approaches. This role is not limited to a specific tech stack. We are looking for someone who: Understands banking/business workflows Takes end-to-end ownership of delivery Is a strong problem solver Is open to leveraging AI tools to improve productivity and system design You will work across frontend, backend, and integration layers to build reliable systems, while progressively incorporating AI capabilities where they add real business value.
What You’ll Work On
Build and enhance core banking loan servicing platform Design APIs and backend services that support complex workflows Develop user-facing applications with strong focus on usability and performance Work on data-driven systems, integrations, and orchestration layers Contribute to modernization initiatives (API-first, cloud, event-driven architecture) Explore and implement AI-assisted features (automation, insights, intelligent workflows) where appropriate
Key Responsibilities
Design, build, and support end-to-end applications across frontend, backend, and integration layers Translate business requirements into scalable technical solutions Take ownership of features from design through production and support Collaborate with product, architecture, and business teams to solve complex domain problems Build robust microservices/APIs using Java / Node / Python Develop intuitive frontend applications ( Angular) Ensure systems are secure, resilient, and compliant (critical in banking) Identify opportunities to leverage AI tools (e.g., code generation, automation, intelligent workflows) to improve delivery efficiency Contribute to continuous improvement of engineering practices (quality, CI/CD, observability)
Core Technical Stack
Backend: Java (Spring Boot), Node.js, Python Frontend: React or Angular Architecture: Microservices, APIs, event-driven systems Data: Oracle Infrastructure: AWS/Azure, Docker, Kubernetes, Kafka Tools: CI/CD pipelines, observability platforms
Must-Have Skills
3–7 years of experience in backend/full-stack development in enterprise environments Strong understanding of system design, scalability, and distributed systems Experience delivering production-grade applications end-to-end Solid experience in banking or financial services domain (onboarding, payments, lending, trade, etc.) Strong problem-solving and analytical skills Demonstrated ownership and accountability for delivery Ability to work across tech stacks and adapt quickly Strong communication and collaboration skills Exposure to AI/ML or LLM-based capabilities (even at feature level) Experience using AI development tools (e.g., Copilot, code assistants, automation tools)
Nice to Have
Familiarity with search, data retrieval, or analytics platforms Experience with cloud-native or modernization programs Understanding of event-driven or streaming architectures
Mindset We’re Looking For
Thinks beyond code—focuses on business outcomes and user value Owns problems end-to-end, not just assigned tasks Comfortable working in ambiguous problem spaces Willing to challenge existing approaches and think creatively Continuously learning, including how AI can enhance engineering productivity Pragmatic—balances innovation with real-world delivery constraints
Salary
Salary : $61,600.00 - $113,900.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards
About Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en .
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Note to Recruiters
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.