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Risk Manager / Senior Risk Manager, Corporate Credit Underwriting, Risk Management Division

UniCredit · Bulgaria Risk Management Full-time · Bulgaria

Senior Risk Manager needed – evaluate corporate credit risks at UniCredit Bulbank, Sofia. Lead risk assessment, craft executive summaries and shape risk strategy in a dynamic corporate finance team.

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Senior Risk Manager needed – evaluate corporate credit risks at UniCredit Bulbank, Sofia.

Lead risk assessment, craft executive summaries and shape risk strategy in a dynamic corporate finance team.

General Information

Job ID

70767

Company

UniCredit Bulbank

Competence Line

Risk Management

Country

Bulgaria

City

София / Sofia

Job Type

Professional

Functional area

Risk Management

Working time model

Full-time

Type of contract

Labor permanent

Contact

PeopleAndCultureCompetenceLines@UniCreditGroup.Bg

At UniCredit, we explore bold, innovative ideas, delivering products and solutions that enable people to live more successful and fulfilling lives. Our ambition is to be the Bank for Europe's future - and we look for people who are willing to walk with us in this direction. To be an example in applying the principles of diversity and equity and in creating an inclusive environment for all is key for the relationships and processes we build.

What you'll be doing

Assess corporate credit risks in line with our Internal Lending Rules – your expertise will really matter here;

Prepare clear and insightful executive risk summaries for credit applications submitted by Relationship Managers, including analysis of: transaction structure; client creditworthiness; collateral position; financial performance and business plan projections; compliance with regulatory requirements.

Act as a trusted adviser to the corporate business, supporting the structuring of more complex credit transactions;

Take part in exciting risk related projects, working alongside diverse teams;

What you'll need to succeed

A logical, critical, and constructive mindset, with the ability to clearly explain your conclusions and propose practical solutions;

Strong analytical skills and a proactive, problem solving attitude;

A Master’s degree in Finance or Accounting (preferred);

At least two years of experience as a Risk Manager, Credit Analyst, or Relationship Manager, with solid exposure to corporate transactions, financial analysis, and business plans;

Excellent command of English and strong computer skills.

What makes you a great fit for our team

Structured thinker: You quickly identify what really matters and organize complex topics into clear, actionable solutions;

Persistent and proactive: You take ownership, follow things through, and approach challenges with a genuine can do attitude;

Flexible and adaptable: Changing priorities don’t faze you – you stay focused and positive;

Calm under pressure: You perform well in fast paced, high priority situations and collaborate effectively with others;

Empathetic team player: You appreciate different perspectives and communicate transparently when trade offs are needed.

What you'll get in return

Christmas bonus;

Performance bonuses;

Food vouchers;

Preferential terms on loans;

25 days holiday leave;

Аdditional holiday leave and birthday gift;

Additional day-off for volunteering;

Refer-A-Friend Program;

Flexible working hours & work from home options;

Additional health and life insurance;

MultiSport cards and fitness centers in our Head offices;

Corporate recreational facilities;

and many more.

About UniCredit Group

UniCredit is a pan-European leading commercial bank providing best-in-class solutions and services across Italy, Germany, Austria, and Central and Eastern Europe. Our Vision is to be the Bank for Europe's Future. Our Purpose is to Empower Communities to Progress, delivering the best-in-class products and services for all stakeholders, unleashing the potential of our people and our clients across Europe. We serve over 20 million clients, supported by three Group product factories — Corporate, Individual and Payment Solutions — that ensure best-in-class expertise and scalable solutions across all markets. Our integrated model combines local proximity, deep client understanding and Group-wide capabilities, enabling seamless service and outstanding client experience. Digitalisation, operational excellence and a strong commitment to ESG principles underpin our journey, helping us deliver sustainable long-term value for clients, communities, employees and shareholders. Our shared Culture unites our people across all countries, empowering teamwork, driven execution and ambition through Ownership, Integrity and Caring.

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