Vista previa generada por IA
Director, Commercial Real Estate – senior role in Mumbai overseeing CRE credit risk, origination, and market strategy.
Join Standard Chartered to lead commercial real estate transactions with competitive benefits and a culture of inclusion.
Job Summary
Job Summary Business • Formulate and prepare financial models, credit memos to support contemplated transactions primarily related to CRE, corporate/investment grade acquisitions and syndicated facilities. • Assist senior transactors on the origination, structuring and execution of customized solutions for clients in the South Asia region; identify cross-selling opportunities for other product partners. • Support wider CRE team in the execution of transactions through working closely with Client Coverage and various support function such as Credit, Operations, LDU (Loan Documentation Unit”), LPU (“Loan Processing Unit”), CRC (“Credit Risk Control”), Legal and Compliance. • Assume accountability for credit risk of clients and ensuring a continuous dialogue with relationship bankers (GAMs & FAMs), and relevant support areas to ensure that they are monitored and controlled. • Ensure that business conforms to the relevant product Credit Underwriting Standards (“CRE CUP”), Product Program Governance (“PPG”), and all other bank policies and procedures. Processes • Ensure deals are properly screened and selected in line with the Bank’s strategy and risk appetite. • Provide oversight of portfolio risks through the account monitoring and elevate to line manager where necessary. • Manage internal processes (e.g., RCAF, PSR, BCA, Deal Check List and among others). People & Talent • Lead through example and build the appropriate culture and values.
Key Responsibilities
Key Responsibilities Risk Management • Comply with the risk management processes in place. This includes (but not limited to) compliance with country-level Portfolio Standards, Underwriting Standards, Credit Underwriting Principles (‘CUP’), PPGs. • Monitor client activity (internally and externally through media) for any adverse news. • Communicate and escalate (where necessary) of gaps in systems, control, and procedures are in place to relevant functions or line manager. Governance • Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role. Regulatory & Business Conduct • Display exemplary conduct and live by the Group’s Values and Code of Conduct. • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. • Effectively and collaboratively identify, expose, mitigate, and resolve risk, conduct and compliance matters.
Key stakeholders
Key stakeholders • Clients of the Bank • Regional CRE Head • Regional CRE team members • Other Global Banking product partners • GAMs / FAMs • Support Functions (Credit, LDU, LPU, CRC, CFCC, Legal, OR, GIA etc) • External – Syndicate Bank (Agents), industry peers, external legal counsel, vendors etc.
Other Responsibilities
Other Responsibilities • Embed Here for good and Group’s brand and values in CIB Banking. • Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Skills and Experience
Skills and Experience • Business- market knowledge • Origination: Financial Risk Management • Origination: Prospecting • Origination: Understanding Customer Needs • Risk management & Internal controls
Qualifications
Qualifications • Education: Degree or post graduate qualified • Training: Prior relevant experience in investment bank with track record is desirable. • Strong analytical and communication skills. • Ability to work under pressure in team environment and on self-directed basis. • Strong work ethic and attention to details. • Certifications: Strong Excel skills required. • Languages: Proficiency in English, written and spoken.
About Standard Chartered
About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Job Skills
Job Skills Key Skills Loan Origination Process Knowledge of Finance Banking Services Commercial Knowledge Relevant Skills Elearning Generation of Leads Risk Management Analytical Thinking Credit Risks Self Motivation Risk Appetite Mental Health Hard Work and Dedication Microsoft Excel Investment Banking Innovation Mergers and Acquisitions Business Credit Reports Attention to Detail Geography Regulatory Requirements Continuous Training Client Coverage Financial Risk Memos Risk Analysis Real Estate Internal Controls Loan Servicing Financial Modeling Communication Skills Management of Stress Financial Underwriting Perseverance Governance Needs Based Selling English Assertiveness Global Financial Services
Similar Jobs
Similar Jobs Associate, Commercial Real Estate Singapore, SGP Corporate & Commercial Banking Requisition Number 57684 Singapore Associate Director, CPA Specialized Finance Singapore, SGP Data and Analytics Requisition Number 53554 Singapore Manager, Trade Product & Processing Ops - Open Account Hanoi, VNM Operations Requisition Number 48208 Viet Nam Associate, Credit Portfolio Analytics - Specialized Finance Central, HKG Corporate & Commercial Banking Requisition Number 57510 Hong Kong