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Associate Director, Credit Structures in Halifax – responsible for underwriting complex credit solutions for high-net-worth clients.
Join RBC's Private Banking team to structure tailored lending for sophisticated business structures and high-net-worth individuals.
The Opportunity
Join Royal Bank of Canada's Private Banking team in a specialized credit structures role. You'll provide dedicated support in underwriting annual reviews and managing credit relationships for our largest and most complex clients in Halifax, Atlantic Region. Working with high-net-worth individuals and sophisticated business structures, you'll help develop tailored lending solutions, secure risk approvals, and manage loan fulfillment through closing.
What You’ll Do
- Conduct annual credit reviews of complex borrowing relationships within the Private Banking wholesale portfolio
- Partner with Private Bankers and credit team members to gather information for annual reviews and new credit transactions
- Perform comprehensive financial analysis of borrowers and guarantors on large, complex transactions
- Structure credit solutions for personal holding companies, professional corporations, and trusts
- Conduct securities and portfolio analysis
- Coach and mentor junior credit team members
- Identify process improvements and contribute to special projects
What You Need to Succeed
Must Have
- Proven lending experience in retail, commercial, or capital markets
- Strong capability analyzing complex financial statements
- Advanced Excel and financial modeling skills
- University degree in business or related field
- Ability to manage multiple credit files simultaneously while meeting tight deadlines
- Excellent communication skills and client-focused mindset
Nice to Have
- CFA or MBA designation
- Experience with Synergy (CCR) and Newton systems
- Results-oriented, decisive approach
What’s in it for you?
- Competitive total rewards program including bonus, flexible benefits, and stock options
- Supportive leaders invested in your professional development
- Dynamic, collaborative, high-performing team environment
- Flexible work-life balance
- Clear career progression and expanded responsibilities
- Strong client relationships and cross-business opportuniti
Job Skills
Address:
RBC WATERSIDE CENTRE, 1871 HOLLIS ST:HALIFAX
City:
Halifax
Country:
Canadá
Work hours/week:
37.5
Employment Type:
Full time
Platform:
PERSONAL & COMMERCIAL BANKING
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2026-04-22
Application Deadline:
2026-07-21
Note :
Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where the employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps we bring the Purpose to life and create value for our clients and communities. RBC.
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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review your resume in more detail.