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Actuarial Intern - Ho Chi Minh City. Join Prudential to work on actuarial pricing, risk analysis, and financial reporting.
Hands‑on experience in insurance actuarial work and a path to a full‑time role at Prudential.
Job Purpose / Mục tiêu vị trí
Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.
The Actuarial team performs a wide breath of essential activities within the insurance company, such as:
- pricing the premiums to cover the benefits embedded within life and health insurance products;
- financial reporting for both local and international stakeholders such as the Vietnam insurance regulator, meeting local and international accounting standards, as well metrics specifically designed for Prudential Group’s shareholders;
- providing experience insights for the business, looking at the trends in customer behaviours and claims outcomes;
- capital and balance sheet management ensuring that Prudential has a sound investment strategy, while generating strong investment returns for customers and shareholders;
- as well as many other areas of involvement in the commercial side of the business.
This internship will include valuable hands‑on experience with one, or more, of the areas above supporting the Actuarial team members to deliver insights and value to the business and our customers.
Prudential is always on the lookout for young, aspiring actuaries to join our Actuarial team. An internship with Prudential is a fantastic first step to securing a new graduate opportunity with the company.
Job Responsibilities / Phạm vi công việc
Depending on your assigned Actuarial sub‑department, the role may include any of the following:
- Assist in preparing financial reports and deliverables for monthly and quarterly financial reporting. This may include profitability analysis for the company’s recently sold new business, analysing variations in profit patterns from month to month to identify the underlying drivers, or involvement in the production of the key actuarial items within Prudential’s local and international financial statements;
- Supporting the production of Prudential’s local solvency and/or international standard economic risk‑based capital balance sheets. This may include performing financial stress testing to ascertain the strength of the positions allowing for a range of possible future scenarios;
- Assist in coding and validation of the core Actuarial models which underly Prudential’s insurance product pricing and financial reporting. This may include involvement in wider finance transformation projects;
- Support the premium pricing assessments for Prudential’s pipeline of new life insurance products;
- Support the regular experience analyses investigating trends in Prudential’s insurance experience, for example analysing actual customer claims or policy renewal experience against what was expected based on actuarial assigned probabilities. This work supports generating insights, and ultimately actions, for the business to seek optimization and improvements;
- Assist in the development of actuarial frameworks within the team for example for supporting team members undertaking actuarial exams and arranging internal training sessions.
Job Requirements / Yêu cầu
Qualifications / Bằng cấp
University degree in a major with significant exposure to actuarial, finance, mathematics, data analytics and/or statistics. / Bằng đại học chuyên ngành có liên quan đáng kể với Định Phí, Tài Chính, Toán Học và / hoặc Thống Kê
Experiences, Knowledge and skill / Kinh nghiệm, kiến thức và kỹ năng
Good analytical skills/ Kĩ nâng phân tích cao.
Good verbal communication, writing and presentation skills/ Kỹ năng giao tiếp, viết và thuyết trình tuyệt vời
Fluent English/ Giao tiếp tiếng Anh thành thạo
Knowledge of Excel, MS Word, SQL and Python is a plus/ Kiến thức về Excel, MS Word, SQL và Python là một lợi thế
Equal Opportunity Employer Statement
Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part‑time / fixed‑term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third‑party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.