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Associate Level Credit Analyst position opens at MUFG in Hanoi.

Lead corporate credit risk assessments and develop strategic recommendations.

Title: Associate / Vice President - Credit Analysis

Location: Hanoi Branch

Description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long‑term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Job Highlights

Individual in the Corporate Credit Analysis Job Function focus on the
evaluation of creditworthiness and financial risk across corporate
borrowers. Responsibilities include but not limited to conducting
Cash flow modeling, working capital assessment, and debt capacity evaluation
Analyzing industry-specific market positioning, competitive landscape, and regulatory environment impacts on borrower performance
Coordinating due diligence, including, credit risk management assessments and interviews, and strategic credit business plan evaluation
Developing credit recommendations and risk ratings
Providing credit policy recommendations and/or update
Conducting portfolio stress testing
Monitoring ongoing credit performance through financial
Reporting analysis, covenant compliance tracking, and relationship management coordination
Conducting required activities to monitoring customers’
Credit activities not only with MUFG bank but also with other banks, and prepare required reports for this purpose
Handling internal / external reports (including ad-hoc report)relating credit activities upon request from internal related stakeholders
In charge of local monetary agency inspection, head quarter / regional audit / credit examination relating to credit risks
In charge of other delegations from Department Head from time to time

Key Requirements

Desirable to have at least 5 years of work experience in corporate banking
Experience in handling credit (and relationship management will be of added advantage), analysis of lending portfolio and within the corporate banking sector
Able to work under pressure, independent, multi-tasking, well-organized and self-motivated
Strong adaptability and able to work well in a team
Excellent in spoken and written English
PC Skills, Word/Excel/PowerPoint (mid-high level)
Role is open for both Hanoi and Ho Chi Minh location

Legal Notice

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long‑term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

Associate / Vice President - Credit Analysis