Contract Fixed Term - Bilingual JCB Canada Credit Analyst

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Contract Fixed Term - Bilingual JCB Canada Credit Analyst in Toronto

Join MUFG's esteemed JCB team as a credit analyst for a fixed-term contract.

Introduction

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Job Overview:

To support JCB Portfolio Management Group (PMG) in providing credit coverage for Corporate Accounts within Japanese Corporate Banking including duties in the areas of portfolio administration functions, financial analysis and credit application preparation. This role is a contractor (Fixed Term) for 17 months from October 2026 until January 2028

Role Responsibilities:

Credit Analyst

Perform due diligence and regularly scheduled evaluations of assigned loan portfolio, which is subject to change relative to the client portfolio

Conduct assessment of credit requests, including new requests, changed requests, refinance and annual due diligence

Support the preparation of detailed credit analyses and required credit applications in accordance with and pursuant to policy, procedures, and standards including the evaluation of corporate and industry risk, historical operating performance, projected operating performance and capital structure

Designate an internal rating for the borrower

Ensure timely coordination and communication of account information and submission of credit applications for approval across various constituencies throughout the organization

Maintain and reconcile credit application due dates with internal credit tracking system, and identify discrepancies and variances

Monitor report deadlines and monthly portfolio data and limit.

Maintain a thorough understanding of macro-level country/risk factors

Responsible for knowledge of relevant industries, including all current events in assigned portfolio utilizing internal and external sources

For assigned accounts, provide oversight of covenant compliance, facility closing due diligence, legal documentation and ongoing monitoring of credit conditions, if any

Relationship Management

Attend RM customer meetings as appropriate

Support RM in prescreening proposed transactions to identify critical issues and risks and in legal documentation

Improve and support client experience and contribute to the strategic JCB business targets and priorities

Customer Onboarding

Register new credit customers/modify existing customer information in various banking systems

Other

Participate in team efforts and ad hoc projects as assigned

Assist with internal and external audit requests.

Perform other duties as assigned.

Occasional travel as required.

Qualifications:

Bachelor's degree in Commerce, Finance, or related discipline is required

MBA, CPA or CFA would be considered an asset - Qualifications and/or training courses in credit preferred

3 + years of related working experience in banking operations, portfolio management, corporate credit, and/or other similar experience with an emphasis on credit and analytical experience

Solid underst anding of financial statements

Able to work independently and within team environment

Well-organized, detail-oriented, and ability to work under pressure

Able to communicate in Japanese, both written and spoken, is an asset

Proficiency using Microsoft Office, including Excel and Word

Strong written, verbal and interpersonal skills

The job description and related application pertains to an opportunity with either MUFG Bank, Ltd., Canada Branch (“MUFG Bank Canada”) or MUFG Securities (Canada), Ltd. (“MUFG Securities Canada”). The job description relates to the general nature, scope, quantity and quality of work contemplated for the position. Other duties and responsibilities not specifically described may be assigned from time to time, consistent with knowledge, skills and abilities of the incumbent. The receipt of an application by either MUFG Bank Canada or MUFG Securities Canada, as applicable, does not imply or guarantee employment.

Each of MUFG Bank Canada and MUFG Securities Canada is an equal opportunity employer.

• As a federally regulated entity, MUFG Bank Canada is required to comply with applicable laws which prohibit discrimination based on protected grounds and which require accommodation to individuals in accordance with the requirements outlined in the Canadian Human Rights Act and the Canada Labour Code. Where MUFG Bank Canada obtains information relating to protected grounds under the Canadian Human Rights Act as part of the application process, it does so to monitor and otherwise evaluate its own compliance with such legislation and associated regulatory requirements; MUFG Bank Canada does not use such information for decision making purposes relating to the position contemplated in this application.

• As a provincially regulated entity, MUFG Securities Canada is required to comply with applicable laws which prohibit discrimination based on protected grounds and which require accommodation to individuals in accordance with the requirements outlined in the Human Rights Code (Ontario) and the Employment Standards Act (Ontario). Where MUFG Securities Canada obtains information relating to protected grounds under the Human Rights Code (Ontario) as part of the application process, it does so to monitor and otherwise evaluate its own compliance with such legislation and associated regulatory requirements; MUFG Securities Canada does not use such information for decision making purposes relating to the position contemplated in this application.