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Intermediate Credit Analyst – evaluate financial statements and loan agreements for a global wholesale banking team.
Join a collaborative global team in evaluating credit risk and supporting lending decisions worldwide.
- • Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
- • Screening the loan agreements and understanding the financial covenants applicable to the borrower.
- • Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise.
- • Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.
- • You will tap into your credit, analytical and technical skills while working collaboratively with your local and global peers and management teams.
- • You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).