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Senior Advisor responsible for leading Auto Insurance product strategy, governance and innovation at ING.
Apply in Madrid or hybrid, enjoy flexible benefits and a supportive Agile environment.
At ING we are looking for a Senior Product Expert for the Protection Team Your role and work environment: We are looking for a talented and enthusiastic Senior Product Expert to join our Insurance Team of Insurance Tribe to lead Auto NARANJA The responsibility of this team is to deploy insurance products that change how people feel about insurance, with personal, fair and transparent propositions . You will help us to develop new customer features, seamless customer processes and new enablers to be faster in future developments. As a start, you will be leading as Senior Product Expert the development of Auto Insurance. You will promote and position our insurance in the market , thinking beyond to compete in current and future landscape supporting ING’s profitable growth, with demanding commercial targets. You have an end-to-end responsibility for providing customers the most reliable and innovative way of managing their relationship with us, focusing on delivering the products and services they need, boosting sales while leveraging on the brand and bank customer obsession. You are the “Business Guardian” of your product/service working with Risk, Compliance, and Legal stakeholders, to make sure our products and services comply with regulation and policies. You will work closely with customers and key stakeholders to achieve the initiatives that respond to the vision, strategy and road map of ING Spain, specially with the insurer and ING assisted channels . You are passionate about improving the customer’s experience in the different channels and have a broad knowledge on products and services strategy. You have a data mindset ; you observe what happens around you and what we are building and challenge or adapt if we are not going in the right direction. You work in Agile teams , focusing always in delivering value to our customers in a fast way while continuously improving the way we work. You are also an active member of a Chapter supporting in improving the way of working and where you work on your craftsmanship. You are a team player . You are actively involved in the maintenance, development and realization of (new) services & functionalities. As an expert, you will deliver all the necessary business know-how and skills within the Squads to realize the shared Tribe purpose. As a Customer Journey Expert you will report to a Product Owner and in certain touchpoints to the Insurance Tribe Lead . Your key responsibilities: As a Senior Product Expert you will: Product & Service Strategy : Lifecycle management to develop, launch and maintain an attractive and compliant value proposition in the market, providing the best customer satisfaction. Responsible for guaranteeing bank revenue and benefit-cost balance, presenting business cases with benefit tracking after the implementation. Commercial acumen to ensure accomplishment of business results. Help to stablish pricing strategies for ING Spain´s insurance products, to create the foundations needed to compete in the current and future market landscape supporting the profitable growth of the bank. Support specific pricing actions both in business as usual and in promotions decisions to ensure commercial goals maintaining a customer perspective. Data Fluency : Comprehend, define, select, and analyze data to garner insights that enhance the decision-making process. Translate ambiguous environment to meaningful indicators and provide the capacity for driving powerful business insights faster. Stake holders management : be the representative of ING Spain before the insurer, following up a solid governance, and also Head Office to benefit from other countries best practices. Customer Experience : Provide the best customer experience by designing, mapping and constantly improving the customer journey performance, leveraging on PACE methodology. Coupled with an end-to-end process view to be able to collect CX insights and data; and translate it into UX and IT landscapes. Agile Delivery: Translate business needs into requirements for the implementation. Prioritize initiatives in short cycles, based on value delivery for our customers, defining an initial MVP to be improved with the feedback gathered. Strive for efficiency, reducing complexity in our definitions and pursuing innovative solutions. Manage dependencies, non-financial risk issues and impediments. Digital Strategy . As experts in digital experience, be proactive in the identification of new capabilities in our digital platform in order to engage our customers and increase efficiency of our assisted channels, bringing the best experience in moments of truth. Support the adoption of cyber security practices to effectively protect our customers from risks in the digital world. Assisted channels strategy : you will need to have a permanent touchpoints with call center and branches to train, teach, get feedback and ensure targets are set and achieved What are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply! Master or bachelor’s degree with a minimum of 3 years of professional experience in product design, preferably in the Insurance or Bancassurance sector. Curiosity to understand the industry, bank, and customer dynamics. Proactivity to create from scratch and connect points thinking strategically to drive change while building towards the vision. Accountability to get things done generating rigorous output based on data and facts. Combination of analytical mindset and skills together with pragmatic thoughts to deliver and have impact on customers and bank results. Customer focused and results-oriented person Great organizational, oral and written communication skills Passionate about innovation, new market trends and future thinker Able to work in an autonomous way, to take initiative and to make things happen with a can-do attitude Problem solving mindset Good team player, willing to collaborate with different people Very good oral and written English skills Ability to work at an international level Versatility and experience in several business domains is a plus What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details. Check out what is waiting for you! Be flexible my friend. Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing. Restaurant card. So that thinking about what to have for lunch doesn’t take up your time or your cravings. Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more! Health insurance. For you and all your family (spouse/partner and children). Life insurance. We help you protect what matters most to you. Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids… Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably. Banking benefits. Special loans with more beneficial conditions. Special mortgage conditions after 6 months working at the bank. And you can benefit from our pension plan after 1 month with us! More vitality and more belonging 360º care of the employee (physical, mental, social connection & purpose). Physiotherapy service on site. Clinics with professional, world-class athletes. Gympass service. Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG. International Remote work program. Get to know Us We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves , by providing them with the tools they need to get where they want to go. A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies . And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries. We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society. And even though we look orange on the outside, we are green on the inside . Our ambition in Sustainability is Empowering (y)our Sustainability journey . We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey. Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you! At ING, you belong just as you are. We hire and support people for their talent and potential — and we know that when you can be yourself, you do your best work. Job Application Safety Reminder We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: • Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn . • Check the sender’s email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com . • No payments or banking details will ever be requested: If someone asks for this information, it’s a scam. At ING estamos buscando un/a Senior Product Expert para el Protection Team Tu rol y entorno de trabajo: Estamos buscando una persona con talento y entusiasmo para unirse como Senior Product Expert a nuestro Insurance Team dentro del Insurance Tribe La responsabilidad de este equipo es desplegar productos de seguros que cambien cómo las personas perciben los seguros, con propuestas personales, justas y transparentes. Ayudarás a desarrollar nuevas funcionalidades para clientes, procesos de cliente seamless y nuevos habilitadores para ser más ágiles en futuros desarrollos. Como punto de partida, liderarás como Senior Product Expert el desarrollo de Auto Insurance. Promoverás y posicionarás nuestros seguros en el mercado, pensando más allá para competir en el entorno actual y futuro, apoyando el crecimiento rentable de ING, con objetivos comerciales exigentes. Tendrás responsabilidad end-to-end para ofrecer a nuestros/as clientes/as la forma más fiable e innovadora de gestionar su relación con nosotros/as, centrándote en entregar los productos y servicios que necesitan, impulsando las ventas mientras aprovechas la marca y la obsesión por el/la cliente del banco. Serás el/la “Business Guardian” de tu producto/servicio, trabajando con stakeholders de Risk, Compliance y Legal para asegurar que nuestros productos y servicios cumplen con la regulación y las políticas. Trabajarás estrechamente con clientes y stakeholders clave para lograr iniciativas alineadas con la visión, estrategia y roadmap de ING España, especialmente con la aseguradora y los canales assisted de ING. Te apasiona mejorar la experiencia del/la cliente en los diferentes canales y tienes un amplio conocimiento sobre la estrategia de productos y servicios. Tienes mentalidad de datos; observas lo que ocurre a tu alrededor y lo que estamos construyendo, y cuestionas o adaptas si no vamos en la dirección correcta. Trabajas en equipos Agile, centrándote siempre en entregar valor a nuestros/as clientes/as de manera rápida, mientras mejoras continuamente la forma en que trabajamos. También eres miembro activo/a de un Chapter, contribuyendo a mejorar la forma de trabajar y desarrollando tu craftsmanship. Eres una persona con espíritu de equipo. Participas activamente en el mantenimiento, desarrollo y puesta en marcha de (nuevos) servicios y funcionalidades. Como persona experta, aportarás todo el conocimiento de negocio y capacidades necesarias dentro de las Squads para alcanzar el propósito compartido del Tribe. Como Customer Journey Expert, reportarás a un/a Product Owner y, en determinados puntos de contacto, al Insurance Tribe Lead. Tus responsabilidades clave: Como Senior Product Expert: 🕒 Product & Service Strategy: Gestión del ciclo de vida para desarrollar, lanzar y mantener una propuesta de valor atractiva y compliant en el mercado, proporcionando la mejor satisfacción al/la cliente. Responsable de garantizar ingresos del banco y el equilibrio beneficio-coste, presentando business cases con seguimiento de beneficios tras la implementación. Fuerte enfoque comercial para asegurar el cumplimiento de los resultados de negocio. ✅ Ayudar a establecer estrategias de pricing para los productos de seguros de ING España, creando las bases necesarias para competir en el entorno de mercado actual y futuro, apoyando el crecimiento rentable del banco. 📌 Apoyar acciones específicas de pricing tanto en business as usual como en decisiones de promociones para asegurar los objetivos comerciales manteniendo una perspectiva de cliente. Data Fluency: Comprender, definir y seleccionar y analizar datos para obtener insights que mejoren la toma de decisiones. Traducir entornos ambiguos en indicadores significativos sin desarrollos aces. Stakeholders management: actuar como representante de ING España ante la aseguradora, siguiendo una gobernanza solid. Customer Experience: 📣 ..etc ... (shortened for brevity) ¿Qué buscamos? Grado o máster con un mínimo de 3 años de experiencia profesional en diseño de producto, preferiblemente con el sector seguros o banca. Curiosidad por entender la industria, el banco y la dinámica de clientes. Proactividad para crear desde cero y conectar puntos, pensando estratégicamente para impulsar el cambio mientras construyes hacia la visión. Responsabilidad para ejecutar, generando resultados rigurosos basados en datos y hechos. Sesgo de oportunidad y otros ejemplos }