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Lead the U.S. Deposits strategy for Goldman Sachs Private Bank as Head of U.S. Deposits, VP level, based in New York.
Drive a national deposit business, P&L ownership, pricing, liquidity, and cross‑functional teamwork to strengthen balance sheet.
OUR IMPACT
The Private Bank, within Asset & Wealth Management, delivers integrated lending and banking solutions—including deposits, loans, and liquidity products to high-net-worth and ultra-high-net-worth clients. The U.S. Deposits platform is a critical driver of firmwide balance sheet strength, funding strategy, and client engagement.
ROLE OVERVIEW
We are seeking a senior leader to serve as Head of U.S. Deposits, responsible for setting and executing the national strategy for the Private Bank’s deposit business. This individual will lead a high-performing team and partner closely with Investing, Lending, Treasury, and Wealth Management leadership to drive balance growth, optimize pricing, and enhance client outcomes.
This role combines P&L ownership, strategic leadership, and team management, with direct accountability for deposit balances, revenue, and franchise expansion.
KEY RESPONSIBILITIES Business Leadership & Strategy
Own and drive the U.S. deposit strategy, including product positioning, growth initiatives, and market expansion
Set pricing strategy and balance sheet optimization approach, balancing growth, profitability, and liquidity objectives
Lead annual planning, forecasting, and business performance management against balance and revenue targets
Identify and execute new product development opportunities and strategic initiatives
Team Leadership & Organizational Management
Lead, develop, and scale a national deposits team across functions (pricing, analytics, product, and coverage)
Establish clear roles, accountability, and performance management frameworks
Coach and mentor team members, building a high-performance, collaborative culture
Partner with senior leadership to evolve org structure aligned to business priorities
Pricing, Analytics & Risk Oversight
Oversee deposit pricing strategy and governance, including standard and exception pricing frameworks
Ensure robust analytics, forecasting, and performance tracking infrastructure
Maintain oversight of liquidity, interest rate, and market risk exposures, ensuring alignment with firm limits
Leverage competitive intelligence to inform pricing and positioning strategy
Product & Platform Management
Define and evolve the deposit product suite, including term deposits, sweep products, and structured solutions
Drive enhancements to platform capabilities, processes, and operational efficiency
Ensure strong controls, policies, and regulatory compliance across the business
Advisor & Client Engagement
Partner with regional leadership, advisors, and bankers to drive deposit adoption and wallet share growth
Act as a senior point of contact for key client opportunities, supporting complex or strategic situations
Lead go-to-market strategy, including marketing campaigns, advisor education, and client communication
Cross-Functional Leadership
Collaborate with Treasury, Risk, Finance, Technology, and Legal/Compliance to align on funding strategy, governance, and execution
Represent the U.S. deposits business in senior forums and strategic decision-making discussions
QUALIFICATIONS & EXPERIENCE
Significant experience in deposits, treasury, banking products, or balance sheet management, ideally within Private Banking or Wealth Management
Proven track record of leading teams and managing complex financial businesses
Deep understanding of deposit pricing, liquidity management, and regulatory environment
Strong strategic mindset with execution rigor
Exceptional stakeholder management and communication skills, with ability to influence senior leaders
Analytical orientation with ability to translate data into business strategy
Salary Range
The expected base salary for this New York, NY, United States-based position is $115000-$270000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end.
Benefits
Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here .