Senior Anti Financial Crime Officer

Position Overview

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division.

Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.  

Responsibilities:

• Supporting the Business Line AFC team for the Private Bank in Switzerland

• Acting as a point of contact for Business Line AFC queries, and liaising with regional/global AFC teams on complex or cross-jurisdiction matters where needed

• Monitor compliance with legal, regulatory and internal rules at DBS with regards to new account opening and KYC review based on the risk scoring model and related review cycles

• Supporting the AFC & Compliance Management team on complex financial crime risk matters and contributing subject matter expertise across key AFC topics

• Review and sign-off of Know-your-client reviews (NCAs, PDRs & EDRs) ; all market areas​

• Provide advise and support to the Business Division on AFC & AML related matters, e.g., on the implementation of policies and procedures, monitoring programmes, and, where necessary, remediation measures

• Assessing escalations relating to high-risk clients, structures and activities (e.g. high-risk jurisdictions, complex Source of Wealth/Source of Funds, adverse information), ensuring robust documentation, clear rationale and appropriate follow-up actions

• Reviewing exception requests and supporting decision-making by assessing the rationale, adequacy of compensating controls and completeness of supporting documentation

• Contributing to AFC risk assessments in projects and change initiatives, including New Product Approval (NPA), New Transaction Approval (NTA), process enhancements and system implementations, acting as SME where required

• Delivering AFC guidance, training and awareness to 1LoD stakeholders in coordination with the Financial Crime Education/Training team and other relevant partners

• Supporting audit and regulatory readiness activities, including preparation of evidence packs, walkthrough materials, control descriptions and responses to internal/external audit or regulatory reviews

• Maintaining strong documentation standards, ensuring AFC assessments, decisions and escalations are properly recorded and traceable

Skills

• Degree in law, economics, or a successfully completed training with relevant appropriate professional qualification

• At least 7 years of experience in the Swiss Banking industry, with significant experience in Anti-Financial Crime, Anti Money Laundering, CDB, sanctions, fraud, anti-bribery and corruption, and tax compliance

• Sound understanding of national and international regulations and guidance related to AML and financial crime risk (such as FINMA requirements, FATF and Wolfsberg)

• Experience in reviewing and assessing higher-risk client relationships and AFC-related escalations within private banking or wealth management environments

• Strong analytical skills with the ability to assess complex cases, identify key risk drivers and reach balanced, risk-based conclusions

• Ability to make sound assessment of the AFC/AML Compliance risks and communicate these to the Business Division

• Working knowledge of MS Office Programs

• Fluency in English (spoken and written) as working language, German, French, additional language is an asset

• Practical organization skills. Work independently – ability to handle several topics at the same time and priorities workload. Leverage skills and know-how within the department and other areas of DB

• Resilience and assertiveness.

• Solution oriented

• A very good communicator with a ‘can do’ attitude

• Proactive attitude, high commitment and ability to work in a careful and targeted way in even the most stressful situations;

• Excellent communication skills and strong willingness to teamwork in an international environment

• Robust, credible and organizationally savvy, with an ability to grasp complex issues quickly

• A strategic thinker and be capable of delivering a large change program whilst also managing an important, growing client-facing ‘run the bank’ service

Well-being & Benefits

• Emotionally and mentally balanced
  We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health.

• Physically thriving
  We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive.

• Socially connected
  We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being.

• Financially secure
  We support you to meet personal financial goals during your active career and for the future.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.