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Ingenious engineering role at ING Hubs Romania: Java Development Engineer focusing on real‑time payments across SEPA & ISO 20022.
Join a dynamic team in Bucharest, shaping high‑volume transaction processing and innovation in banking tech.
Discover ING Hubs Romania
ING Hubs Romania offers 130 services in software development, data management, non-financial risk & compliance, audit, and retail operations to 24 ING units worldwide, with the help of over 2000 high-performing engineers, risk, and operations professionals.
We started out in 2015 as ING’s software development hub, then steadily expanded our range to include more services and competencies. Now we provide borderless services with bank-wide capabilities and operate from two locations: Bucharest and Cluj‑Napoca .
Our tech capabilities remain the core of our business , with more than 1800 colleagues active in Data and Analytics Tech, Tech Foundation and Channels, Retail Core Banking and Architecture , and Global Products and Technology Services .
We enjoy a flexible way of working and a highly collaborative environment, where fair and constructive feedback is encouraged.
The Mission
Payments & Settlement Services – Real‑Time Payments Engine (RTPE)
RTPE is a mission‑critical, real‑time payments platform processing high‑volume, low‑latency transactions across ING. It plays a central role in SEPA, instant payments, and ISO 20022 message processing, ensuring availability, resilience, and correctness under strict regulatory and operational constraints.
RTPE operates in a 24/7 production environment , handling millions of messages, integrating with multiple upstream and downstream systems, and supporting continuous modernization (e.g. migration from legacy integrations to Java‑based listeners and modern event‑driven architectures).
Your day to day
Even if you start your day from the comfort of your home or drink your morning coffee in our office garden, your day will be quite similar when comes to tasks. Here are your daily responsibilities:
- Being an Engineer, work on user stories that have been broken down from features.
- Design, develop, and maintain Java‑based real‑time processing components
- Implement and maintain message driven integrations (EMS, MQ, Kafka, APIs)
- Work with ISO 20022 payment messages (e.g. pacs.008, pacs.002, camt messages)
- Ensure end‑to‑end ownership of user stories: analysis, development, testing, release, and production support
- Participate in incident analysis, root cause investigations, and production improvements
- Collaborate closely with SRE, product owners, and other global engineering teams
- Contribute to non‑functional requirements : performance, resilience, scalability, security
- Ensure compliance with ING IT Risk, audit, and security requirements
- Participate in Scrum ceremonies (standups, refinements, reviews, retrospectives)
- Demo delivered functionality to stakeholders when required
What you’ll bring to the team
Experience :
- 5+ years of experience of java development (Java 21 and Java 25)
- Strong understanding of Spring framework – experience working with Spring Boot and Spring Batch, concurrent/thread‑safe programming
- Experienced working with distributed systems works
- Understanding of clustering technologies like Cassandra
- Understanding/work exposure to Kafka
- Experience working on CI/CD tools - any would you do; we are going to use AzDO.
- Experience with containers (Docker, docker‑compose, Kubernetes)
- Some experience with XML, XSL, XSD
- Experience working with TDD and BDD (Cucumber and Gerkin)
- Good communication skills with an appetite to receive feedback whether it is positive or used for improvements.
- Experience in SCRUM with a strong preference for the agile way of working.
- Security by design
- Foreign languages: English (advanced)
Nice to have:
- Experience/Knowledge of various Java Frameworks.
- Understanding of messaging platforms (i.e., Kafka, EMS, MaaS, ActiveMQ and/or IBM MQ)
- Exposure to performance testing and fixing performance related issues
- Exposure to observability tools (Prometheus, Grafana, logging/alerting)
- Knowledge of ISO 20022 standards.
- Some project experience in financial market group treasury.
- Experience working with multi-location teams
- Education : nice to have bachelor’s degree (or higher) in an IT related field
If you want to deep dive into the processing of personal data conducted by ING Hubs Romania during the recruitment process and your rights related to it, read the privacy notices on our website (make sure to scroll until you reach the Data Protection section/ Candidates tab).